"My tailoring business is at my compound and my goal is to rent out a place out of my compound, stock up, and increase my sources of income. My other goal is to start training tailoring at a fee"

"My wife has epilepsy which has made me the primary provider of the family. She cannot get any employment because of her condition. I spent the first transfer to buy a motorbike that has been helping me with an income. I spent the second transfer to purchase ten goats at $420. The goat produces milk that I sell at $1 a liter. The money from the milk business helps to buy food for my five children who are in school. The other two are young and they have not started school. The other income from the motorbike business is used to pay school fees for them. Receiving this money has helped me save money for the future and buy food without strain."

"My short-term goal is to save money since now I have cleared my children's arrears. If I can save $0.2 daily on a Sacco I will be able to get a loan once the school fee is needed. But at this point, I am happy that the arrears are cleared."

"The first meeting that was held was helpful, we were advised on how to guard the money and also how to use it wisely. They also helped us understand where the money was coming from. The meeting was informative."

"I spent my second transfer to buy a secondhand motorbike for $260. The business has been thriving, and every day I get at least $10 that helps me buy food for my family. Before the transfer, I was doing casual jobs that did not pay well, sometime we could sleep hungry because my wife and I had no jobs and could not support the household. I have a small family, one child that is still not in school which helps me save. My wife is a stay-at-home wife which sometimes gets me overwhelmed because I pay all the bills in the house but I am planning to open a business for her soon. The income from the motorbike business helps me buy food for the family and save for emergencies."

"I spent $100 of my first transfer to renovate my house by constructing new walls. This is because it was collapsing from the inside something that made me live worried life that it might fall while inside with my 2 grandchildren. Currently, I am happy that I live in a decent house courtesy of the transfers. Additionally, I spent $100 to start a small grocery business for my daughter-in-law who is jobless. This will help her own a reliable source of income that will support her family as well as cater for the educational needs of the grandchildren. Furthermore, I bought a water barrel so as to store enough water for myself and a table since we use to place cooked food on the floor while eating and most of the time it was contaminated with sand. Lastly, I intend to spend part of the remaining amount to support the education of my grandson who is in grade 5 once the school reopens. With the other amount, I will buy 3 goats to start livestock keeping a future investment for myself."

"My poultry farm, which had more than 67 hens, failed at the end of last year. A strange illness that affected the hens caused them all to die. My attempts to save the situation were unsuccessful because all of the hens passed away within a two-week period. This year, I want to dedicate all of my time and effort to raising livestock, such as goats. I want to build up a sizable flock of goats by the end of the year, which will increase my initial investment. The choice of livestock is influenced by the severe weather we are currently having as well as the accessibility of medications that can be given to the animals in the event that a disease outbreak occurs. I'm crossing my fingers that this will work out as I search for a reliable source of income to support my family."

"My long-term objective has been to increase our household income so that we can give our kids the ideal possible life. My parents passed away before I could finish my secondary education, thus there was no one to pay for my college expenses. I have so far purchased 25 hens that I am raising as a form of future investment in order to make sure that my kids have the best possible education. For the next three months, as I have not yet attained my aim, I'm going to buy more of them. In addition, I joined a savings group wherein the fifteen of us each save $2 per month and alternately distribute it to one person each month. I do buy a goat for rearing every time I get my shares, and I still intend to keep saving and buy more goats whenever I get transfers for the next three months. They multiply every year, enhancing their profitability. The addition of the goats to the hens is a wise investment, and I'm hoping that the money I'll generate from them will allow me to easily meet my children's needs, particularly their educational needs."