"My tailoring business is at my compound and my goal is to rent out a place out of my compound, stock up, and increase my sources of income. My other goal is to start training tailoring at a fee"

"I had bought a piece of land with the first transfer that cost $150. I plan to use my savings to build rental houses. This would increase my sources of income and take care of my family without strain."

"My short-term goal is to save money since now I have cleared my children's arrears. If I can save $0.2 daily on a Sacco I will be able to get a loan once the school fee is needed. But at this point, I am happy that the arrears are cleared."

"The house roof has been leaking for the longest time, my children would get sick, and spend most of my money on medical expenses. I burn timber and sell charcoal and every week I get three sacks that I sell at $4. The money helps me buy food. Somedays when my husband does not make money, we do not eat dinner which makes me sad because that means that the children will wake up hungry and still not take breakfast before school which affects their studies. My husband rents a tuk-tuk, which he gives the owner $10 whenever he works and remains $5. This money helps pay school fees for my four children. Receiving this money has helped me install new iron sheets, paid school fees for my two children for $120, and food for the family."

"My long-term goal is to install water at my compound and put up a business selling water. I am currently saving money and hopefully before the year ends my dreams will come true."

"I spent $100 of my first transfer to renovate my house by constructing new walls. This is because it was collapsing from the inside something that made me live worried life that it might fall while inside with my 2 grandchildren. Currently, I am happy that I live in a decent house courtesy of the transfers. Additionally, I spent $100 to start a small grocery business for my daughter-in-law who is jobless. This will help her own a reliable source of income that will support her family as well as cater for the educational needs of the grandchildren. Furthermore, I bought a water barrel so as to store enough water for myself and a table since we use to place cooked food on the floor while eating and most of the time it was contaminated with sand. Lastly, I intend to spend part of the remaining amount to support the education of my grandson who is in grade 5 once the school reopens. With the other amount, I will buy 3 goats to start livestock keeping a future investment for myself."

"My poultry farm, which had more than 67 hens, failed at the end of last year. A strange illness that affected the hens caused them all to die. My attempts to save the situation were unsuccessful because all of the hens passed away within a two-week period. This year, I want to dedicate all of my time and effort to raising livestock, such as goats. I want to build up a sizable flock of goats by the end of the year, which will increase my initial investment. The choice of livestock is influenced by the severe weather we are currently having as well as the accessibility of medications that can be given to the animals in the event that a disease outbreak occurs. I'm crossing my fingers that this will work out as I search for a reliable source of income to support my family."

"My long-term objective has been to increase our household income so that we can give our kids the ideal possible life. My parents passed away before I could finish my secondary education, thus there was no one to pay for my college expenses. I have so far purchased 25 hens that I am raising as a form of future investment in order to make sure that my kids have the best possible education. For the next three months, as I have not yet attained my aim, I'm going to buy more of them. In addition, I joined a savings group wherein the fifteen of us each save $2 per month and alternately distribute it to one person each month. I do buy a goat for rearing every time I get my shares, and I still intend to keep saving and buy more goats whenever I get transfers for the next three months. They multiply every year, enhancing their profitability. The addition of the goats to the hens is a wise investment, and I'm hoping that the money I'll generate from them will allow me to easily meet my children's needs, particularly their educational needs."