"I own a retail store in the shopping mall. This is my primary source of revenue. In addition, I work as a farmer. I am not married. I knew as soon as I received my transfer that this was the best opportunity for me to use my money wisely. As a result, I spent $300 to construct a house. This is because my previous house was small, and I also desired to relocate for personal reasons. Second, I spent $100 on farming and then paid off a $50 debt. Finally, I was able to save $80. I am overjoyed that my dream of building a house has come true."

"They educate us on how to withdraw money from the mobile phone and if it is difficult, they assign you a helper. They make sure everything is in order before sending the transfer. They also tell us the date they will send the money which makes us aware."

"In the coming year and beyond, I hope to continue to support my kid's educational needs since he is still in form 2. My dream is to ensure that he acquired a quality education that would assure him of a better future. Through education, my kid would be able to get his desired job to support himself as well as our household."

"The bare, dusty floor has been the bed for my kids, who are sleeping on sacks. I work as a casual laborer selling charcoal, and the $2 I make per bag barely covers the cost of food and the children' school expenses. I struggle to purchase a bed for my kids and give them better sleeping conditions because of how little money I make. Their health has suffered as a result of the time they have spent sleeping on the flour. I intend to purchase a large bed and mattress that can fit all four of my kids in an effort to stop their health struggles. This will decrease the number of times I visit the hospital for treatment and ensure that the money is used for other things."

"I am a trained Clinical Officer but currently unemployed. I have been surviving on stipends and handouts from doing voluntary work. I have two siblings in high school who depend on me for their fees. I am solely relying on the monthly transfers for their school fees. My objective currently is to ensure that I pay for their fees on time so that they can continue with their studies and achieve their goals. Also, if their is surplus, I am planning to buy more goats to keep. I currently have 2 goats which will also help me in case of a future financial need."

"I'm delighted I was accepted into the program by the organization since the donations have already made a big difference in my life. Since I have four children who are currently enrolled in school and the management of the school frequently sends students back home because of debts, my top goal right now is to make sure I pay the tuition. I also hoped to utilize the money before the year is through to hire an ox to assist me plough my property during the wet season. I will absolutely benefit from this because it will prevent me from becoming fatigued while farming, and if I'm fortunate, it may also allow me to not be worried of hunger."

"My short-term goal is to build a new house, I already bought land, and hopefully, by September I would have saved and built a house. Also, my long-term goal is to save and make sure my child is not sent away from school and finishes his education at the university level."

"Before the transfer, my family had no house. We only had a tiny kitchen that we used to cook in and in the evening we would put off the fire and lay old clothes and sleep and when it rained we would go to my mother-in-law and camp there until the rain is gone. My husband and I were in charcoal production and the income was not enough to cater to all my family's needs. Receiving this money has helped me build a two-roomed house that cost $300 that my eight children, my husband, and I fit comfortably, bought a television for $100, and paid a school arrear of $30."