"Currently, I have a goal of starting a charcoal-selling business. I chose this kind of business because it has less competition since it is a handful of people who are doing it. The aim of this business is income generation because most people are selling charcoal in small quantities at most three sacks. I want to buy them from the ones who burn them so that I can sell them to retailers for distribution. I would like to flag off the business as soon as I get some money."

"I will be investing. Because there aren't many vegetables in our village, after conducting some study, I decided to open a grocery store. I intend to borrow some cash through a merry-go-round investment where friends pool their resources to reach this goal. An individual may borrow money from this merry-go-round and repay it with interest calculated at 10% of the total borrowed amount."

"Because I want to prioritize my child's schooling, I haven't set any goals since using the second transfer. I still want to finish this large goal first before moving on to something else because it's the biggest one I started with. Hence, from my cattle investment, I often set aside a small sum so that I can see the aim through to completion."

"When I withdrew the second transfer, I first bought a bed and a mattress for $136. Initially, I was sleeping on a small traditional bed tied with ropes. That bed was not comfortable to sleep on. Currently, I sleep on a modern standard bed that has a good mattress. This has brought me happiness because I am more comfortable than before. I also spent $60 to plow my shamba ready for the planting season. After that, I renovated my house by doing flooring and also bought a durable door. Thereafter, being the breadwinner for my family, I decided to keep the remaining amount for family use as I carry on with my casual labor of charcoal burning."

"My primary goal for this year is to spend my transfers on paying school fees for my children. I currently have six school-going children, and I have been stressed about how to support their education. With the assurance of the monthly transfers, I hope my burden to raise their school fees will be easened. I will, therefore, not have to bear the burdens as it has been before courtesy of the transfers. As a result, they will advance well in their education. I am happy to see that they are currently doing well in school."

"As soon as I got the chance to go ahead and retrieve the transfers, my first spending was focused on making an investment on my farm. I decided to spend KES 20,000 in buying a cow because I was hoping that it would help me when it came to farming as well as financed is the future in case I was in a bind. I also decided to spend KES 10,000 in paying tuition for my daughter because she had already been kicked out of school. Apart from that, I decided to put aside an extra KES 10,000 in case I needed money for my daughter's tuition in the future and then used the rest of the remaining funds on nourishment."

"Personally I am quite grateful for assistance that I received from the organization especially because it finally enabled me to build a beautiful house that me and my kids are currently living. I pray and hope that the organization will keep on doing amazing work for other people as well."

"Before I had received this funds, I was really looking forward to building myself a much better house since the one I was living in was quite old and my kids and I were always cramped up in there yet they were growing up and I knew soon they would need their privacy. That is why after retrieving the money I proceeded to spend about KES 20,000 in buying more than a dozen pieces of iron sheets, timber and paying the mason as well. Afterwards I proceeded to invest in a couple of farm animals where I bought two cows and five goatswhich cost me roughly around KES 30,000. Last but not least I spent KES 3,000 to pay tuition for two of my kids."

"This year I will focus mostly on nourishment because it is quite a predicament for me especially considering that I'm quite old and can barely earn living for myself thus I rely on my kids. I would also love to purchase a couple more goats because I am sure they will come in handy financially."

"I am happy to say that this funds brought progress into my life. I was finally able to build my own house and apart from that, the most important thing is that this money allowed my son to graduate high school which I'm really ecstatic about."