"I intend to do crop farming this rainy season. If everything goes well, I'll have some food after harvesting. This will allow me to save the monthly cash transfer for some investments because I rely solely on it for survival. Because of the hunger that has gripped us, I have decided not to save anything from the transfer. I'm not regretful; instead, I'm grateful because the money has kept me going during this difficult drought season."

"I decided to put off the plan since I was going to invest in cattle farming and instead focus on improving my health. I'm currently determined to save money so that I can visit a specialist doctor for prescription advice. After that, I'll start working toward my main objective, raising livestock."

"My primary goal at first was to convert my house's grass-thatched roof to iron sheets. But for the time being, I want to make sure that I build a little, sturdy house. If I can complete the house before the end of the year, I will be happy. As I am not happy with the state of my existing home, I am hopeful that the tiny savings I will make as a result of the impending move will allow me to fulfill my ambition."

"A while ago, I used to own a large herd of goats, which I sold to cater to the needs of my family. As the compound head, I never wanted to see my grandchildren suffer from hunger whereas there was something I could do to raise money for food. After selling my last goat, I have not been able to buy another one due to a lack of finances. Despite the challenging financial obligation, I wish to be able to acquire some goats soon to revive my rearing venture. I hope the cash transfers make this vision possible as I lack another source of income."

"Working as a herb doctor, the income I make is mostly enough for providing basic needs like school fees and food for my wife and two children. There is nothing much I could do with the earnings beyond the essentials. It is due to this reason that I have not been able to install a water tank, an idea that was born from the water scarcity in my region. Having the water tank will mean that I can harvest and store rainwater for a long period. My goal is to install an underground tank with a capacity of at least 5000 liters. "

"In my old age, I cannot actively contribute to the household needs due to my inability to do any work. Owning livestock is the only source of income I can handle right now. So far, I have obtained two goats and three chickens from previous cash transfers, which I will increase in the coming years. As these animals reproduce, I will sell them to make money and help my son in providing for the family of five. Though my monthly medication costs may hinder me from realizing this dream quickly, I trust that I will be able to save towards achieving it."

"Our reliance on subsistence farming, which was hampered by terrible weather conditions, and the motorcycle taxi services my husband provided had never provided us with sufficient income to satisfy all of our financial responsibilities. Crop cultivation has failed repeatedly for the past year due to a shortage of rainfall, forcing my family of five to rely on buying foodstuff. I cleared the $40 school fee arrears for my twins, who are currently in nursery school, as soon as I received the first transfer. It was a relief because they were no longer forced to stay at home owing to a lack of school payments. I also built a raised foundation for my water tank outside my house to collect rainwater from the roof. The higher base prevents rainfall from splashing and contaminating the pure water in the tank, which we have always been forced to dump. I spent $14 for two bags of cement and $5 for labor. In addition, I paid $61 for a sack of maize, which we are still eating, and I kept the remainder to cover any emergencies and refill any depleted household products."

"After enrolling in the program, I anticipated receiving a notification confirming the first transfer. In one evening at around 4:00 p.m., the notification came while I was home alone. I was overjoyed and eager to tell my husband, who was out on his usual motorcycle taxi job. Unfortunately, despite calling him three times, I was unable to contact him. I then sent him a message for the first time on my new phone, which was delivered properly. I waited patiently for him to return home, and when he did, he was equally excited. However, before collecting the money from the nearby shopping center on the third day, we needed to align our goals."

"In the past, I had been longing to start up a business. I did not have a source of income except to burn charcoal to raise money for my family's support. With my transfer, I started a small shop business. It cost me capital of $300 to start my current business. I am so glad that my business is running so well, and I can realize a net profit of about $2 every day. Since I have a child in college pursuing an electronic course, I spent $200 on his school fees. He always has ample time in school so he can focus on his studies. I am glad courtesy of my transfers, my financial burden has been made light."

"I did not have a place to live, and I could spend in Mama Halima's house. I could not build a house since I am a single mother and I live alone after my husband, and I separated about ten years ago. Life has been hard, but I hoped things would change one day. I spent $230 on 24 iron sheets and $80 on round poles for a dwelling. I am delighted that I am building a two-roomed house with one room dedicated to my two children and the other to myself. I am thrilled that things are looking up right now. In addition, I spent $60 on school fees for my two school-going children. They were always at home because I could pay their school fee on time. They would occasionally be at home, which caused them to underperform."