"I intend to open a grocery store as soon as I have some cash. After completing some research, I decided to start this kind of business because vegetables are hard to come by in our community and it requires less startup money. I intend to sell some of my goats after the investment generates a profit to finance the grocery store to reach my aim. I can support my family without having to work too hard if I have two investments."

"I currently live on a piece of property that I have not fully paid for. After paying 93% of the sum, the owner agreed to let me move in. I currently owe $174 and must pay it off. My objective is to make the payment in full so that I may begin totally and comfortably owning the parcel of land without worrying about being bothered by the outstanding balance. I'm hoping to complete the payment before the year is through."

"As a single mother, I want to concentrate on raising livestock. I had been saving my transfer partly last year, and I have so far purchased three goats. I want to succeed in breeding more goats for my herd can grow. I hope this venture will succeed since it can support my family after the transfer period. Even though I prioritize paying for my children's school, I eagerly anticipate purchasing a second goat this year. I will continue with this project in the upcoming years. As a result, when my kids start secondary school, at least I will be able to sell some of them to help pay for their school fees."

"Because of the current unpredictable economic situation, my goal has been to venture into business to diversify my household income. I consider this because, from it, I can raise money for food and fees for my children. As a result, my struggles are not as much as it was before. Even though my husband's income is low, we have not struggled as much as we used to before our enrolment in GiveDirectly's program. I am grateful to GiveDirectly for its continued support."

"I have been operating a motorcycle taxi while looking for employment, but it had been less profitable. I constantly have a small amount of cash after paying the owner because the motorcycle belongs to someone. I hope to build my savings and purchase a motorcycle from my subsequent monthly transfers in the upcoming periods. If I succeed to get formal employment, it will serve as a backup source of income. I will easily raise enough money with a motorcycle to support my family. It will significantly lessen the difficulties I have experienced over the past few years."

"Lack of food is the challenge I am experiencing in life. I do casual jobs earning approximately $20 per month. This caters for food only. I am a bit aged and when I work in a certain month then I have to rest for another two months due to fatigue. For the two months I depend purely on well wishes for food. I lack food and I feel if things will not change then I can grow weaker even more."

"The current challenge I am currently facing is lack of reliable source of income. My husband and I do casual jobs which gives us low income which can not sustain the family for months both food and paying school fees. This has forced one of my sons to stay away from school for the whole year due to a lack of school fees. This has affected his performance at school."

"My biggest achievement for the year will be finishing the construction of my business premise, where I can sell my products. The location of the structure, next to the road, means that I can attract more customers and earn a significant profit margin. Currently, I sell vegetables from my home, but since I have only a few customers, I don't earn much. I am eagerly anticipating the completion of my business structure, which will promote my business and help me to expand my customer base."

"Because I am advanced in age, apart from livestock rearing, I do not have an additional source of income. Since my son Matano is the only son I have, I am always glad to see his focus and pursuit of academic excellence. He is a bright and promising son in my family. Therefore, I hope to use my monthly transfers to support this tertiary education. It will focus on diverting my transfer to the same course after repaying my current running loan."

"Nobody knows what tomorrow holds, just as I was not certain my family would benefit from the transfers. I am delighted that Givedirectly boosted my financial status; like the rest of the community members, my life has been uplifted. I am also amazed by the professionalism of the staff, as they are respectful and do not discriminate against the recipients; they reach out to all households, irrespective of their eligibility."