"My primary goal is to focus on keeping livestock, specifically dairy cows, oxen, and chickens. To achieve this, I joined a merry-go-round last year and have been saving $20 each month from the transfers for this purpose. By the end of this year, when it is my turn to receive the cash, I plan to buy these animals. Once I acquire a cow, my family will benefit from fresh milk, which will improve their health. Additionally, I can sell any surplus milk for extra income. The oxen will assist with land preparation, and I plan to rent them out to my neighbors, generating additional revenue. I believe that achieving this important goal will significantly relieve the burden of providing for my family. Establishing a reliable source of income has been a long-time dream of mine, especially since my job offering motorcycle services does not pay well enough to meet my family’s needs. With this new venture, I am confident that life will become more manageable for us."

"The house I currently live in is no longer suitable for me. As an adult, I feel a strong need for my own space and privacy. Additionally, since I am still single, I want to create a better environment for the family I hope to have in the future. My main goal right now is to build a spacious house that I can call my own. To achieve this, I have started purchasing iron sheets with the monthly transfers I receive. So far, I have managed to buy nine sheets, but my target is to have twenty-four sheets to complete my dream house. I am determined to see this goal through and am confident that by next year, I will have achieved it. Having my own house will not only make me proud but will also provide a solid foundation for starting my future family. It will give me a sense of dignity and restore the privacy I currently lack. I am excited and focused on turning this dream into reality."

"I had initially planned to start a kiosk to generate income by investing my monthly transfers into the project, but I had to drop that idea. This is because my children's needs come first, and we are currently experiencing extreme drought. As a result, the little income we earn is being used solely for food and water. Our stock of maize has already run out, and while we had planned to farm this season, the drought delayed everything, forcing us to skip the entire season. Additionally, the water sources we relied on have dried up, so we now have to buy water from far away at a high cost. I also considered investing in goats, but I decided to buy one chicken instead. Chickens require less capital to purchase and are easier to maintain, especially since they don't consume much water, which is scarce in our area. Although I have some goats, I'm not planning to add more due to the lack of food for them. However, if the rains return and we have a good harvest next year, I plan to use my transfers to start the kiosk business, as I will then have food to feed my family."

"My personal goal is to increase the number of animals I own. Currently, I have 3 chickens and 2 goats, which I purchased using my transfers. Owning these animals has greatly improved my finances. I sell charcoal, which involves going into the bush to find tree stumps, dig them out, and burn them. However, it is often difficult to gather enough charcoal to fill a sack. My plan is to start breeding the animals for sale, allowing me to focus on increasing their numbers and selling them for income. Next year, my child will be joining school, and I am determined to provide her with a good education. I don’t want her to face frustration due to financial challenges, so I am working hard to ensure a stable income. For this reason, I am focusing on expanding my livestock and poultry projects. I am confident that if these two ventures succeed, I will be financially stable even after the transfers end, which is my primary goal."

"My main goal for this year and the coming years is to expand my livestock base to ensure a future stream of financial income. To achieve this, I plan to continue using part of my transfers to buy more chickens, while saving another portion in our local savings group. Once the savings mature, I will use them to buy goats. I also hope the chickens I buy will multiply, increasing in number and value, so that I can sell some to purchase more goats. As the goats grow in number and value, I plan to eventually trade them for male and female cows. Over time, my goal is to own several cows and goats, allowing me to sell them when needed to support my family and my children's education, especially once this project comes to an end."

"I currently sell petrol to the villagers in my area, and I am truly grateful to say that I have been able to establish two branches thanks to the transfers I have received from GiveDirectly. Looking ahead, my goal for the coming year and beyond is to expand these branches further to boost my profits. To make this happen, I plan to take another loan from our local savings group to help grow my business. When the time comes to repay the loan, the transfers I receive will be very useful because I will be using a portion of them to repay the loan, as I will use the profits from the business to support my family and reinvest part of it back into the business. I hope that this business continues to grow to the point where I will be able to comfortably support my family and ensure that my children can receive the education they deserve. I am truly happy for the opportunity that GiveDirectly has given me to elevate both myself and my family, as life was much more difficult before I received this support."

"Given the food insecurity we are experiencing which was caused by the prolonged dry spell, my current priority is to ensure that my family has enough to eat until we receive sufficient rains and our harvests can sustain us for a longer period. To achieve this, I plan to continue using a portion of the transfers I receive from GiveDirectly to purchase food until we have enough stored for our needs. Once we are able to secure enough food, my next plan is to save a portion of my transfers. I hope to accumulate enough money to start a small business—a kiosk where I can sell household consumables. My goal is for this business to provide a steady income that will help me take care of my family. Additionally, I currently live in a house with a roof made of palm tree leaves, and I have always dreamed of having a house with an iron sheet roof. To make this dream a reality, I intend to save another portion of my transfers and gradually purchase building materials. My ultimate goal is to build a two-roomed house that will provide a better, more secure living environment for my family. I am truly grateful for this support, as it is helping me work toward these goals and creating a better future for us."

"I always wanted to have a herd of livestock that I could rely on in the future when this program eventually ends. To make this a reality, I have been using the transfers I have received in the past to buy goats, and I plan to use a portion of my future transfers to continue adding more goats to my herd. My hope is that these goats will multiply, both in number and in value, allowing me to trade some of them for cows. In the future, I believe that these goats and cows will become valuable assets, providing me with a dependable source of livelihood. Knowing that I will have something to rely on brings me comfort and hope for the future. I am truly grateful for the support I have received, as it has given me the opportunity to work towards building a more secure future for myself and my family."

"Thanks to the GiveDirectly transfers, my husband and I have been able to achieve several of our dreams. We combined our savings and purchased a piece of land near the shopping center. My current goal is to build a shop on this land, and I plan to use my next savings, along with my husband's, to begin construction. This shop will provide an additional source of income alongside my farming and small business of selling pastries. I joined a merry-go-round group to help accumulate my transfer for investment in something more productive, and my spouse and I are grateful for the progress we’ve made. We are now working together to establish our own business premises, which will help us avoid paying rent."

"In the coming year and beyond, my main goal is to renovate my two roomed house, as the walls are weak and could collapse at any time. I want to ensure that my family lives in a safe and secure environment. In addition to repairing the structure, I also want to add an extra room to accommodate my growing family. With four children—two boys and two girls—it's becoming increasingly important to create more space.To achieve these goals, I plan to use my savings from our merry-go-round group to help fund the renovation and expansion of my house.Having an extra room will greatly improve our living situation. It will provide my boys with their own separate room and my two girls with theirs, which will enhance privacy for everyone. As my children grow, they will soon become adults, and having their own space will help them feel more comfortable. I want them all to live under one roof, but with enough room to have their privacy and not sleep separately."