"A few years ago, I was in college studying Early Childhood Education, but I had to drop out due to financial challenges. Becoming a teacher and imparting knowledge to children has always been my dream. For the coming years and beyond, I have a clear vision of returning to college and achieving that dream. To make this possible, I plan to continue saving a portion of my transfers in my local savings group. Once the savings accumulate, I will invest some of the money into my dried fish selling business and some into raising goats. My goal is to expand my business, generate more profits, and use the income to support my family. With the goats, I hope that they will multiply, allowing me to sell some of them and use the proceeds to return to college and fulfill my aspirations. I am truly grateful for the opportunity that GiveDirectly has provided me, and I am filled with hope that I will be able to achieve my dreams."

"My dream has always been to become a livestock farmer, and I plan to achieve this dream using the transfers that I will be receiving from GiveDirectly. In the coming year and beyond, I am fully committed to investing more in livestock farming, particularly goats, using a portion of my transfers, as I have seen the significant returns it can provide for my financial stability with the hope that they will multiply, increasing in both number and value. Owning goats will offer me financial security in the future, helping to ease any financial burdens that may arise. I am truly grateful for the support from GiveDirectly. It has had a profound impact on my life, opening up new opportunities for me to pursue sustainable income-generating ventures. I am filled with hope and excitement for what the future holds."

"I am a mechanic and a motorcycle taxi driver, and my income is not very much. For a long time, my biggest wish was to have a wife, and I am overjoyed that I have finally been able to get one. However, while I managed to marry, I was only able to pay a portion of the dowry, and I still need to complete the payment. Therefore, my plan for this coming year is to continue saving all of my transfers until I accumulate enough money to pay off the remaining balance. Once that is done, I will feel an immense sense of happiness and pride. With that goal in mind, now that I have a wife, I want to start keeping livestock so that she can look after them. I plan to use my transfers to buy more goats and chickens, hoping that they will multiply over time. As my family grows, I want to have something to rely on to support us, especially when this program comes to an end. I am truly grateful for these transfers."

"I believe in the power of education to transform lives, and I want my children's life to be transformed through it. I want all of my five children, one in college and four in primary school, to complete their education. This will give them access to job opportunities that neither my husband nor I could access. My husband works as a casual driver, earning between $2 and $5 a day, but his income varies, and there are times when he goes without work for days. If we had to rely solely on his earnings to support our children's education, we might be forced to pull them out of school. However, with the transfers, we can ensure they all continue their education until the program ends."

"The constant temporary renovations of our one-room mud house have become expensive and unsustainable, and I am now tired of this ongoing process. My goal for the coming year and beyond is to build a new house that will relieve us of this burden. I have already started purchasing materials and plan to buy more in the next few months to allow construction to begin. My hope is that by July next year, my family and I will be able to move into the new house. I believe this will give each of us a sense of dignity, with our own spaces, and eliminate the constant repair costs. Additionally, having a new house will provide us with much-needed privacy, especially as my children grow older and need their own space. I am truly grateful to GiveDirectly for their financial support."

"My goal is to acquire cows in the coming year and beyond. So far, I have purchased 5 goats, 4 ducks, and 6 chickens, all made possible through these transfers. I plan to increase the number of these animals with the aim of eventually exchanging them for cows using part of my monthly transfers. I know that six goats are worth the price of one cow. I believe animals are a strong investment to ensure I can educate and feed my children. I am particularly interested in cows because they multiply quickly and can be sold for a good profit. Additionally, cows produce milk, which I can sell to generate more income for my family. Along with investing in poultry and livestock, I also plan to maintain the stability of my business by increasing stock with part of my transfer. I greatly value my business as it is my primary source of income."

"My goal now is to continue eating well and ensure that my blood levels return to normal. I was diagnosed with a condition some time ago and was advised to undergo surgery. However, when the doctors examined me, they found that my blood levels were too low. They recommended that I focus on eating well so that by the time I’m ready for surgery, I’ll be in better health. For now, I am dedicated to eating nutritious food to boost my blood levels, improve my condition, and eventually undergo the procedure. To achieve this, I plan to use the entire $34 every month to make sure I eat healthily and take care of myself. I am hopeful that next year will be better and that I can receive treatment as soon as possible, as this condition has left me unable to do much."

"Currently, I have four goats at my homestead, but I have a goal to buy more and keep them at home. To ensure I achieve this goal, I plan to allocate a portion of my transfers over the coming months to my savings group. This way, when it’s my turn to receive the funds, I will be able to buy many goats at once. By doing this, I aim to quickly grow my herd, creating a steady stream of income in the future. The reason I want to increase the number of goats is to ensure that, even after the GiveDirectly program ends, I can sell some goats to help pay my children’s school fees with ease. Additionally, having a large herd would allow me to sell a goat whenever I require basic necessities, such as food, ensuring my family is provided for."

"Lately, the goal that has been on my mind is to renovate my house and add another room to it. My family is growing, and the house has become too small to accommodate all of us. The roof, old and dilapidated, leaks terribly whenever it rains. The state of the house is concerning, as it poses a safety risk to our family. To make this dream a reality, I plan to use the transfers to buy one iron sheet each month. Currently, I have six sheets and need a total of twenty to complete the renovation. Achieving this goal would allow my family and me to live comfortably in a spacious, dry home, and restore the dignity we've lost, as both my children and I have been lacking privacy."

"I have been jobless for a while and now mainly depend on farming activities, which have become increasingly unpredictable due to ongoing droughts. As a result, I’ve developed a dream of opening a small retail shop in my village. After doing some research, I discovered that our village has only one shop, which means shops are in high demand. This has given me hope that I could establish a reliable source of income for my family. To turn this dream into reality, I plan to save a portion of my transfers and ensure I stay focused on making this venture successful. Achieving this goal would mean I could provide for my family’s daily needs without the struggles we’ve faced in the past."