"In the upcoming months, my aim is to venture into livestock investment, focusing on both goats and hens. Previously, I utilized my transfers to expand the inventory of my kiosk business, which has been thriving. Seeking to broaden my revenue sources, I am turning to livestock rearing, confident that the eventual multiplication of these animals will yield substantial income. The financial assistance from the transfers has greatly bolstered my prospects, and I am sincerely grateful for it."

"Financial constraints stand out as my biggest challenge because I have not been able to cater to my very basic needs like proper housing, food, and other household necessities. This has pushed me to a very tight livelihood and I find my life so tough. As a widow who lacks support from a reliable son, I majorly depend on subsistence farming, an activity that is dependent on the availability of rainfall. Since the seasons have been unpredictable, I have suffered food insecurity and my hope has been on the co-wife's sons who usually support her with food. What a hard life to worry about!"

"My foremost priority remains ensuring the fulfillment of my children's educational requirements, including timely payment of school fees and provision of necessary resources to support their continuous attendance. Alongside this commitment, I am dedicated to addressing our household's essential needs, ensuring a stable and nurturing environment for my family. Additionally, I remain focused in my goal of expanding my livestock holdings, recognizing the potential for future financial security and flexibility that this endeavor offers. By strategically adding to my herd, I aim to cultivate a sustainable source of income that can be tapped into in times of urgent financial need. This forward-thinking approach shows my dedication to securing the well-being and stability of my family, both in the present and for the future."

"Lack of reliable source of income is the challenge I am currently facing in life. I do casual jobs which lacks guarantee of accessing one every day. Some times I go even a month without any job. This makes me go hungry."

"I completed high school two years ago but has not been able to pursuing my college education due to my parents' financial constraints. Their reliance on subsistence farming yields limited income, making it challenging to afford the costs associated with higher education. In light of this, I have devised a strategy to save the transfers I receive to fulfill my academic aspirations. To this end, I have made the decision to save part of the transfer by joining a local savings group where I commit to saving $20 each month. Upon receiving my first payout from the savings group, I intend to use it as a stepping stone towards realizing my dream of attending college. This initial disbursement will be allocated towards seeking admission and partially covering the required fees. Subsequent payouts will be used for meeting any additional school-related expenses that may arise. By taking proactive steps to fund my education through these transfers and savings, I am determined to overcome financial barriers and pursue my academic goals with determination and resilience."

"My residence, an aging structure, is no longer able accommodates my growing family of eight forcing some of my children to seek sleeping arrangements at their grandparents' house, as they have outgrown the capacity of our home. Addressing this pressing issue, my foremost priority is to construct of a new dwelling. This new construction will allow our current residence to serve as additional sleeping quarters for my children. To facilitate this endeavor, I have been saving a portion of my transfers through a local savings group which has enabled me to procure some of the requisite materials, including 18 out of the 25 iron sheets needed for the roofing. To complete this phase of the project, an additional 7 iron sheets are required, amounting to an approximate cost of $95. Fortunately, my employment in the construction sector equips me with the necessary skills to oversee the construction process once all materials are procured. In addition to this housing project, I remain steadfast in ensuring the consistent education of my children. To this end, I prioritize the timely payment of their school fees, ensuring they remain enrolled and engaged in their education. By pursuing these dual objectives, I aim to secure a brighter future for my family, characterized by improved living conditions and educational opportunities."

"My goal for this year is to start a poultry business, specifically focusing on raising chickens. I believe this venture will provide the financial stability I have longed for. I plan to finance it with my upcoming transfers since I don't have any urgent needs to address currently. Having my own business will ensure a steady income even after the project ends. I'm sincerely thankful for this assistance and optimistic about a brighter future ahead."

"This year, my goal is to expand my goat farming venture by purchasing more goats to supplement my current stock. Goat keeping is a lucrative business, particularly in our region, offering promising profits. I intend to finance this project using both my transfers and savings. The prospect of having an additional source of income fills me with great joy, and I am eager to witness the opportunities it brings in the future."

"My plan for this year is to invest in goats, hoping they will multiply and generate profit when sold. I intend to utilize the transfers received to pursue this goal, providing an additional source of income for my family. Knowing that I'll have this extra financial support brings me peace of mind, especially in terms of covering my children's school fees. I'm deeply grateful to GiveDirectly for being a lifeline for me and my family, offering much-needed assistance during challenging times. Their support has made a significant difference in our lives, and I'm thankful for their generosity."

"My long term dream of joining college is almost becoming a reality as I have made the decision to enroll for a certificate course in mechanical engineering starting in May of this year. To prepare for this endeavor, I have diligently saved a portion of my transfers, accumulating a total of $200, which is sufficient to cover the initial admission fees. Upon entering college, I will become entirely reliant on these transfers to finance my education and meet any associated expenses. This reliance stems from the financial constraints faced by my widowed mother, who sustains our family through a modest income generated from her small vegetable business. Additionally, she shoulders the financial burden of educating my two younger siblings who are currently enrolled in high school. For this reason, I understand that the responsibility for funding my college education rests primarily on my ability to leverage the resources provided through these transfers forcing me to ensure the highest order of financial discipline."