"In the coming year and beyond, I would like to pursue an income-generating activity. I have been thinking about this for a while and have shared the idea with my spouse. I have decided to start a charcoal business to generate daily income to support my family. As a result, I want to start saving a portion of my monthly transfer to open this business. I chose this business because it requires little initial investment, and I can increase the stock as I gain more customers. Additionally, charcoal is a non-perishable commodity, so I don't have to worry about it spoiling if it's not sold quickly. This business will provide me with the opportunity to meet my family's basic needs without having to take on a lot of strain. Currently, I struggle to find casual jobs to support my family. I'm grateful to GiveDirectly for providing me with the financial support that has enabled me to have this idea."

"My current plan is to start rearing chickens, a goal I have always had in mind. The only obstacle has been the starting capital. By rearing chickens, I will be able to sell eggs to generate income for our basic needs and sell chickens in case of an emergency.After establishing the chicken business, I plan to use the income to start planting papayas. Papayas require little water to grow and can survive during drought seasons, allowing for continuous harvesting throughout the year."

"Completing the renovation of my house is my immediate goal, and I'm diligently saving in my local savings group to make it happen. Once the house renovation is complete, my focus will shift to building a shed for the chickens. I hope that they will multiply and bring me additional income. Eventually, I wish to expand my livestock farming where I will sell the chicken and buy goats in hopes that they too will multiply, sell them in future and venture into cows.These steps will not only secure our financial stability but also fulfill my dreams of providing a comfortable life for my family."

"I’m excited to share that I’ve completed purchasing all the building materials for my two-bedroom house. Now, I’m focusing on gradually paying for the labor in advance to get the construction underway. Once the house is built, my next goal is to invest in livestock, hoping they will multiply. Selling them in the market will provide the funds to support my children's education. Currently, our home is in such poor condition that it’s on the verge of collapsing. The thought of having a safe, sturdy house fills me with immense joy. If everything goes as planned, I’ll celebrate this achievement with a heartfelt party, grateful for the progress and stability it will bring to my family."

"I have always aspired to own a business, and to achieve this, I have been diligently saving with my local savings group. Despite a few setbacks, I remain determined to continue saving my transfers. I believe that with patience and perseverance, my savings will eventually mature. Once they do, I plan to use them to start the business I have always dreamed of. This goal motivates me to stay focused and committed to my financial plan."

"As a motorcycle taxi driver, my long-term goal has always been to become self-employed. To achieve this, I plan to invest my earnings in purchasing goats, with the hope that they will multiply over time. My aim is to sell the goats in the future, using the profits to buy my own motorcycle. Achieving this milestone is very important to me, especially as my family is growing. I also plan to expand our current one-bedroom house into a three-bedroom home. Once I am self-employed, I intend to use the revenue from my business to fund this expansion, ensuring that our home can comfortably accommodate our growing family."

"With my prior transfers, I had already purchased poultry with the hopes that they would multiply and grow in number. Using the chickens that have multiplied, I plan to sell them, acquire goats in the hopes that they will also multiply, trade them for cows, and eventually start a livestock farm, specializing in cows. In order for my children to be able to support themselves and take care of me in the future, I also plan to urge them to finish their school and support them utilizing the transfers i receive from Givedirectly."

"My house is very small and having a bigger house that can accommodate my family of three children has been my dream. To achieve this I have been gradually buying building materials for my house and I am happy with the progress I have made. I have a target of 20 iron sheets and am currently at 8. I plan to use my transfers to buy more building materials and finally have my house built and completed. Achieving this will make me very happy. After that, I plan to save my transfers and venture into a grocery business which will help me take care of my children."

"I maintain a savings account specifically earmarked for my children's education. Additionally, I benefit from the merry-go-round savings group, which aids in accumulating the transfers I save within it, ultimately depositing the sum into my children's education savings account. Moreover, I possess some livestock that I'm optimistic will multiply, allowing me to sell them in the future and allocate the proceeds to the savings account. My primary motivation is ensuring my children's uninterrupted education, a goal that brings me immense joy."

"Considering our household of six children, our current one-bedroom feels cramped and insufficient for all of us. I've been gradually purchasing the necessary building materials, and thus, I am in the process of planning to construct a two-bedroom block house that will adequately accommodate our family. The goal is to begin construction by August of this year. The completion of this new house will bring immense happiness and relief. Subsequently, after the completion of the house, my plan is to dedicate my transfers towards savings and venture into business opportunities. This strategy aims to enhance my capacity to support my children's education."