"As the head of our polygamous family, my current challenge revolves around maintaining harmony and order within our two households. It's a well-known saying that "two bulls cannot sleep in the same cow shed," and this has been quite evident since I married my two wives. In an effort to foster peace and tranquility, I made a significant decision in 2022. I purchased two plots of land, each worth $75, in different locations to accommodate my wives. One of the plots is in Roka, while the other is in Fumbini, specifically in Seahorse village near Kilifi town. This decision has resulted in me living in a separate location, leaving me feeling quite lonely. Since I can't visit their homesteads frequently due to the associated expenses, I rely on phone communication, as my income from masonry jobs in neighboring villages isn't sufficient to afford frequent visits."

"The support I received enabled me to install a water tap in my compound, eliminating the need to buy water as I used to do before. Previously, I had to travel far to fetch water, which was costly and difficult for me due to being diagnosed with tuberculosis. This forced me to rely on my young children to carry the water after school. However, because of the first transfer, I no longer face this challenge as water is now readily available on my compound. Currently, I use the water for domestic purposes, but I am considering selling it to earn extra income. The installation of the water tap has made a significant difference in my daily life by ensuring a consistent water supply for my household."

"My goal is to have cows in the coming year. I have bought 3 goats so far, 4 ducks and 6 chicken which I have all gotten thanks to the transfers. My plan is to build this number to be able to exchange them for cows. I cow can be bought for the price of six goats. I believe animals are a good place to start with investments that will ensure I educate my children and feed them"

"I was blessed with five children, though I got married as the third wife to a teacher who was close to retirement. Shortly after my third-born child started secondary school, their father retired, and that’s when the real struggle began. Covering their school fees has been a significant challenge, as the pension isn't enough to meet all our needs. While my two eldest sons were fortunate enough to complete their education, the younger ones have been facing ongoing difficulties with school fees. Ensuring that all my children receive an education is the biggest challenge I am currently facing."

"In the coming year and beyond, my major goal is to establish a goat farming investment. I have realized that raising goats is a smart way to secure my family's future. I plan to start small and gradually build a herd that will grow over time. As the herd increases, I can begin selling the male goats, which will provide a steady income to support my family's needs, from food to education. This investment will give me the stability I've been searching for, allowing me to take care of my loved ones and ensure we have a better, brighter future."

"In the coming year, my biggest hope is to finally get a better bed and a new mattress. Right now, the bed I have is broken, and my mattress is so tattered that it's hard to get a good night's sleep. I want to save little by little so that I can afford a sturdy bed and a comfortable mattress. With each month, I’ll set aside what I can until I have enough to make this happen. I believe that with better rest, I’ll have more energy and peace of mind to face each day and take care of my family."

"In the upcoming year, my main goal is to start a small shop that will provide a reliable source of income for my family. I have been carefully saving what I can and plan to continue setting aside some money each month to achieve this dream. With each bit I save, I am one step closer to opening the doors of my shop. This shop will not only provide for my family's daily needs but also give us financial stability. This business will be the foundation on which I build a better future for my family."

"In the upcoming year and beyond, my main focus is to ensure my son's success in his university studies, where he is pursuing a Bachelor of Education. Every day, I dedicate myself to supporting his educational journey, from managing our budget to making sure he has all the resources he needs. I hope that by providing him with a stable foundation, he will excel in his studies. As he completes his degree, I envision him using his education to make a positive impact in our community, inspiring future generations."

"In the coming year and beyond, my greatest hope is to focus entirely on educating my three children. I believe that education is the key to unlocking a brighter future for them, so I am determined to provide them with the best opportunities I can. Starting now, I plan to set aside a portion of every transfer I receive to cover their school fees, buy their books, and ensure they have everything they need to succeed. As each month passes, I will work tirelessly to keep them in school, guiding them to reach their full potential. My ultimate goal is to see them graduate, stand on their own, and lead independent, successful lives. By dedicating myself to their education, I know I am paving the way for a better future not just for them, but for our entire family."

"In the upcoming year, my main goal is to renovate the roof of my house. Currently, the roof is leaking badly, making it difficult for me to sleep peacefully, especially during the rainy season. I dream of having a strong, secure roof over my head so I can rest easy, knowing I am safe and dry. To achieve this, I need 20 pieces of iron sheets, and each piece costs $12. I plan to buy at least two iron sheets every month, slowly but steadily gathering all the materials I need. By the end of next year, I aim to have a new roof that will protect me and give me peace of mind."