"I am living in a dilapidated house that almost collapsed during the recent rains and strong winds. While I have made some repairs, these will not last long. My accomplishment for the coming year is to build a spacious, permanent house to accommodate my family of five. With a permanent house, I will no longer have to worry about their safety during heavy rains. I am very appreciative of the financial transfers from Give Directly, which are making this goal achievable."

"My accomplishments in the coming year and beyond include purchasing more livestock, with a preference for goats due to their ease of multiplication. This investment will be beneficial to me in the future, even after the transfer period ends. In the event of an emergency or need, I can sell some goats and use the money to take care of myself and my family. So far, I have two goats, and my plan is to purchase more to increase their numbers. I am very happy and appreciative of the financial support I have received so far."

"I have been struggling with financial challenges that made it difficult to educate my children while also taking care of other basic needs such as food. I do not have a stable source of income apart from the tedious charcoal-making business, which does not pay much. My husband is a wine tapper in the village, which is also unreliable. Due to this situation, I found myself taking some loans to pay for my children's school fees. Although I was happy that they completed high school, I had not finished paying off the loans. When I received my first transfer, I used $ 150 to clear the outstanding loan amount. In addition to this, I used part of the money to purchase building materials such as cement, ballast, and sand to renovate my house and build a new toilet. My house was in poor condition because it was not plastered, lacked a proper floor hence looked dusty inside. I also had a mud-walled temporary toilet that was not serving us well due to its condition. I'm glad that my house now looks decent after doing the plastering and flooring, and we also have a permanent toilet. Lastly, I bought a goat and two chickens, which I am currently keeping, and also bought foodstuffs to ensure that my family had enough to eat."

"Going forward, my wish is to start farming so that I can keep my child in school. I know the transfers from GiveDirectly are over, but their support has had a huge impact that went beyond just me. I am a member of a Self-Help Group, and even before GiveDirectly, we practiced merry-go-round savings, but we could only save small amounts because we had no money. Now, we have big savings, thanks to the support from GiveDirectly. I am planning to borrow some money from our group to invest in farming. Achieving this goal will fill me with joy and satisfaction because I know it will help keep my child in school."

"When I received the recent transfer of $200 from GiveDirectly, I was so happy and relieved. It arrived just when I really needed it. My two kids were home for midterm break, and they had to return to school in three days with their fees paid. I had borrowed money from my friends to ensure my kids could continue their education without interruption. I used $89 to pay back the borrowed money, which relieved me from the stress of school fees and left me with no debt to worry about. Additionally, I used $35 to buy food. We were struggling because floods had affected us badly, forcing me to relocate to a neighbor's house in a safer area. This situation had disrupted my daily activities, and we were finding it hard to get food. Finally, I used $30 to buy new clothing for my family and me. This transfer from GiveDirectly greatly eased my financial burden, provided us with necessities, and brought much-needed relief and happiness to our lives"

"Receiving $200 from GiveDirectly was a turning point for my family and me. Our 1.5-acre farm had been destroyed by a recent flood, leaving us in a dire situation. I decided to invest $110 into our farm. This amount covered land preparation, maize seeds, and fertilizer for the 0.5-acre plot we had left. I planted maize, hoping for a good harvest that would allow me to sell the produce. My goal is to save enough to buy land in a safer area, away from the threat of floods, ensuring a more secure future for my young family. With $50, I bought food, as the transfer came during a time of severe food shortage. It was important to address this immediate need so that my family would be energized and able to work on the farm. The remaining $30 was used to buy new clothes for myself, my wife, and our child. We are immensely happy and grateful to GiveDirectly. Recovering from the devastating effects of the flood would not have been easy without their support. Thanks to GiveDirectly, we are back on our feet and moving towards a better future."

"I currently own two cows and have joined a merry-go-round group to expand my herd. By year-end, I expect to receive $300 from the group, which will enable me to purchase a dairy cow. My plan is to milk the cow and sell the milk, using my role as a shopkeeper to manage sales effectively. As my herd grows through breeding, I plan to sell offspring for additional income. This investment aims to improve my children's lives and bring prosperity to my family."

"Currently, I have two goats, and my aim is to venture into livestock investment, starting with purchasing more goats. I believe goats are a wise investment because they can multiply quickly, allowing me to sell or exchange them for cows. Alongside my job at a hotel, I plan to save money from my earnings and transfers to buy additional livestock. This investment in goats is crucial as it will significantly enhance the quality of life for my family."

"I recently acquired an old motorcycle, but it's time for an upgrade. Customers nowadays prefer classy and dependable rides, which my current motorcycle isn't quite offering. My strategy is to begin by investing in goats. Once they multiply, I will sell them for a profit, enabling me to finance the purchase of a shiny, new motorcycle."

"My goal for the coming year and beyond is to ensure that all my four children receive the best education possible. A good education will guarantee them a bright future. The financial support I am receiving will help me achieve this goal of financing their education. Without this support, it would have been very difficult for me to accomplish this. I am very appreciative of the financial assistance, which is helping me take care of my family."