"The challenge that I am currently facing is food insecurity. My spouse is a driver for a private company that does construction work. He earns a Salary of $115 which is shared between my cowife's family and mine. As a results meeting all the basic needs for a household of 7 members is an uphill task. Due to this, it is difficult to get 3 meals in a day. Infact in a week we can have one per day although. Sometimes, there are days that my kids go to school without eating which is heart breaking and painful. It is a situation that makes me feel ashamed when my sons and daughters go through this. Besides, their education performance has started coming down which is stressful and alarming."

"The fact that we do not make enough money from our business to sustain my family is currently making my life difficult.My spouse James and I earn our living by burning charcoal, which helps us to support our seven kids. This venture only yields positive results when an order is placed for more than three sacks of charcoal. But because there is so much competition, getting an order is extremely rare. The competition stems from a lack of jobs in the village, which has forced most families to resort to charcoal burning. For every three sacks, we typically earn $11.65 per week. However, this money is insufficient to cover our family's basic needs, so we occasionally have to eat twice a day in order to save money for other necessities."

"Life is meant to have challenges, thats what I keep on believing. Being able to live a day at a time without problems is what we all live for as human beings. My greatest life challenges is the economy right now. Being able to provide, is me having a stable source of income so that my children's needs are met. I am married as the first wife to my polygamous husband. He has to provide for the both of us too and him not having a stable job makes it difficult. The next challenge is my children's health. Illness is part of life but when its an often problem it becomes alarming. Most of the time I am in and out of hospital with my children making is so difficult to work in order to generate income."

"Being an aged widow means depending most on others in terms of getting my daily needs. Since everyone has their own family to take care of, I mostly face a lot of challenges in my life. Forfeiting meals or surviving on one per day has been the norm. Missing of meals has affected me health-wise since I am finding myself under stress. Hence, I consider financial instability to be my biggest challenge."

"The challenge that I am currently facing is paying school fees for my children. My husband works as a casual laborer in a construction site in Mombasa. His earns $4 a day and getting it is challenging. Sometimes he can stay for two weeks without securing one. Due to this, I am forced to do charcoal burning business so as to increase the income for my family of 8. It is labor intensive and time consuming. Infact, you have to cut logs, carry them to the homestead before the process of the burning begins. The whole activity takes two weeks thus when you can commence selling. In a month you can get $27 in total for both of us. All the proceeds is used to buy food food and payment of fees for my two sons who are in Secondary school. Cosequently, they have been on and off of class due to a huge fee balance of $615.The situation had resulted to alot of depression because I am scared of the future of my household."

"decided to return to my maternal home after separating from my husband five years ago. Having to care for three children on my own was extremely difficult, which is why I decided to start a charcoal-burning business. However, this business only made $3.88 per week, which was not enough to cover household expenses. To supplement my income, I decided to start a grocery business, earning an average of $1.88 per day. Given the current state of the economy, the money I make from both businesses is insufficient to provide a decent life for my family. Therefore, not having enough money to get by is what is currently difficult about my life."

"I have a goal: to continue raising goats in my compound so that, by the end of this project, I will have a sizable herd. Currently, I have no assets to rely on in case of future emergencies. However, I am hopeful that with the upcoming transfers, I will be able to buy more goats to help secure my future, as I have been relying on my son, who is not financially stable. Once I succeed in keeping these goats in my homestead, I will no longer need to depend on them for my upkeep, especially for my medication needs, which I have been relying on every month. This will certainly bring peace of mind to my household, as there will be no more stress about getting money. I can sell some of the goats to cover any expenses that arise."

"The aim for now is to save money from the incoming transfers to build a house of my own. Currently, I have been staying in my relative's house, which is on the verge of collapsing, and I am worried that we might be left homeless. Therefore, I have been thinking of saving a portion of the money to start this project. I believe this is achievable, and once I succeed, I will no longer have to worry about shelter or my security, as it has been a major source of stress for me. Additionally, my belongings will no longer be at risk of being destroyed as they have been before."

"I have two important goals for now. The first is to renovate my house by specifically cementing the floor and walls. Currently, I have been dealing with dust and cold nights because the walls have holes all over. Thanks to the transfers, the renovation process is ongoing, and I believe that in the months to come, the house will be fully complete, and I will no longer have to worry about my safety or that of my children. My second goal is to buy goats using the transfers, and I plan to start this goal as soon as I finish the house. The goats will serve as reliable assets that I can depend on in case of financial crises I might encounter."

"I have a dream, which is to build a house for myself and my brother. For now, I sleep at my mother's house, but I feel the need for privacy and a place I can call my own as time goes by. I plan to save a small portion of my incoming transfers and a little from my mother's savings to start building the house. I see this happening toward the end of this year, as I have already begun the process of buying materials with my brother. Once I accomplish this, I will have my own home, and when I am ready to start a family, I will be well prepared."