"I would like to open a cereal business. At the village whenever I want to cook beans or green grams I have to travel for three hours to the nearby town to get them. If I can the cereals close to then I will definetly make a profit."

"We are happy when GiveDirectly visits us for follow-up. I am also happy because the transfer comes directly to us and it does not pass through leaders such as chiefs and subchiefs."

"Before the transfers, my house had no doors or windows. I would put ragged clothes on the windows and iron sheets supported with stones on the door at night so that my children can have a warm night. After a day of receiving the transfer windows and the door were installed right away. My children were happy, you could see this in their eyes. I used the remaining transfer to open a business selling second-hand clothes. Used a capital of $250 which generates for me $100 a week which enabled me to buy food for my family and also have some saving that helps on rainy days."

"GiveDirectly is a well-organized establishment, the first meeting we have with them, they were so welcoming and kind. I appreciate everything they are doing and I wish that a lot of people have an opportunity to receive the transfer."

"I would like to start a grocery shop. The capital is affordable but with the bills I have and the rise of the economy I cannot allow myself to spend on anything extra. I live from hand to mouth. If I could come up with a plan, it would be saving for at least six months to come up with the amount."

"I bought a cow worth kshs 15,000. This is because all my 4 children really love milk. So I prefer to have the cow than to be buy milk. Incase of excess milk, I can also sell some. My 2 children had a school fees balance of kshs 10,000 and so, I cleared it. My house needed repair. I bought 7 bags of cement @ kshs 700. I bought sand worth kshs 2,000 ,floor tiles worth kshs 3,400 and paid kshs 3,000 for labour. My husband is a casual worker and recently he has not been lucky to be called for any job. So I was the one buying food mostly but in small portions. I would buy maize flour, vegetables and water using this money. Approximately, I spent kshs 16,800 on food."

"Thank you so much GiveDirectly for your help. I really didn’t know how my children would have gone to school. Before the transfers came, people used to ask me how I am going to take my children to school. They knew that I had nothing like money to educate them. Thank you so much GiveDirectly, you came at the right time and my children got a big push toward their education. I have no complaints at all I am so happy."

"I have a totally different plan from what I had planned before. I am planning to but at least buy twenty more bulls, then fifty then more going onwards depending on how I will get money. This has been my dream and by saving sparingly, I believe I am going to make it in this new business venture."

"I am a mother of 6. I am a farmer of maize, vegetables and cassava. My husband works in a workshop. 2 garls and 4boys. I spent my first transfer on buying a 5000ltrs water tank which costed kes. 35000, I bought 3 garters at kes. 4500, bend at kes. 400, dropper, bags of cement, and paid the plumber kers 5000 to fix it. In total buying and fixing this tank coated me kes. 50000. With the second transfer, I paid kes. 24000 school fees for my daughter who is college studying salon, bought 18 bags of cement at keas. 630 each to make floor, to do plastering and the remaining amount I spent on buying cook ware, plates, food and other house hold goods. I am a mother of six,two girls and four boys, a maize, vegetables and cassava farmer. My husband works in a workshop."

"I spend my recent transfer on buying zinc and other materials for my house."