"My community Kilifi is a very dry place. Vegetables are very rare as most of the time there are no rain. I have a plan of starting up a small business selling small fish, locally known as (Omena). Besides this, I am also planning to start up a business selling water to my community members. I will be installing a water tank for collection during the rainy season and this will be sold later during the drought season."

"I do subsistence farming for a living. I am planning to start up a small business supplying maize to boarding schools. I usually do it although to homesteads on order. In the near future, I will be expanding and mostly the deliveries will be done by the motorcyclist as they will be in large quantities. The profits from the business will be taking care of my kids' school fees."

"Before the transfers, I never had cows before as I had no stable source of income. I used the transfers to buy female cows for kshs 35,000. This is for milk production for my family's consumption and sale. I do casual work to earn a living and most of the time the pay is too little to cater for my basic needs, I do top it up with the money from selling milk and this has enabled me to take care of other basic needs like food, clothing and kids school fees. I used the remaining part of the transfers of kshs 20,000 to buy a piece of three-seater furniture. I used to fear hosting friends and relatives as I never had enough seats for them, but my self-esteem has improved since I started receiving transfers from GiveDirectly."

"In my opinion, what GiveDirectly does well in this program is that we receive the transfers in lumpsum amounts. This helps in planning as one is in a position to do something huge as compared to when the transfers are given in small instalments. The unlearned recipients are taught how to use mpesa. This has reduced the number of theft cases in the community as most of us managed to change our pins to a more secure code. To avoid household conflict, what needs to be done differently is enrolling all the individuals in the household. During enrollment, those individuals who did not have responsibilities by then were left out of the program yet these are the same people who steal from their old and vulnerable parents. Give Directly staff are very transparent during the enrollment process, they are so keen during the verification process and this ensures that none is left out during registration to the program. Another thing that needs to be done differently is enrolling all the communities in a specific village for uniformity purposes and this will prevent too many complaints coming from the communities that are left out during the registration to the programs."

"The unlearned recipients are taught how to use mpesa. This has reduced the number of theft cases in the community as most of us managed to change our pins to a more secure code. To avoid household conflict, what needs to be done differently is enrolling all the individuals in the household. During enrollment, those individuals who did not have responsibilities by then were left out of the program yet these are the same people who steal from their old and vulnerable parents. Give Directly staff are very transparent during the enrollment process, they are so keen during the verification process and this ensures that none is left out during registration to the program. Another thing that needs to be done differently is enrolling all the communities in a specific village for uniformity purposes and this will prevent too many complaints coming from the communities that are left out during the registration to the programs."

"I do subsistence farming for a living. In the coming year and beyond, I am planning to hire a piece of land as the one I have is smaller in size. I will be hiring labour so as to save on the time wastage. I have been doing it with my two sons who are still schooling and it could take us a whole month to complete a piece of land. In addition to this, I will be opening up a new business of groceries to be operated by my wife. The business will specifically be taking care of the family's basic needs like food and clothing."

"I am planning to start up a small business selling second-hand clothes for women. I had done this kind of business before the Covid19 Pandemic hit our country, although I had to close it down since most of my potential customers moved to rural areas due to job loss. I have plans of starting all over again as it has high demand due to the purchasing patterns of women in my community. Besides, most of the people in my community prefer purchasing second-hand clothes as it is affordable compared to new ones."

"The biggest difference in my daily life is the amount of joy and happiness within my household. Looking at the things that I have been able to accomplish makes me very happy and appreciative of GiveDirectly. I never thought I would accomplish these things anytime soon especially with the age that I am in. I have plans of buying a bed, and chairs that will further improve my home once I get my second transfer."

"We are very old, many times we are sick. My husband has disability of deaf. Raising domestic animals is a big challenge to us because we are not energetic enough. Moreover, our children are the ones to help us get money to pay people who cultivate for us."

"My vision is for me to initiate the cereals business. I am relying on the support that I would receive from the wages that I receive each day to start the business bit by bit. Though this may take longer, I am hopeful that I will be able to do so. I am grateful for the help that has improved our standard of living."