"I don't have any new goals besides providing education for my two children, one in high school and the other in junior high school. My main source of income, which involves burning and selling charcoal, has not been effective in addressing my financial challenges. My husband does menial construction jobs, but they are not easy to come by, making it difficult to provide for our family since he is the breadwinner. This means that even paying for our children's school fees is a challenge. Therefore, in the coming year and beyond, my priority is to ensure that my children stay comfortably in school and avoid being kicked out due to non-payment of fees. I want to ensure that I pay their fees on time, so they can continue attending classes and achieve their education goals despite the financial challenges we face."

"I am presently in the process of building a house at my residence. The construction of the walls has been completed, leaving only the roofing to be done. My intention is to utilize the upcoming transfers to procure the necessary quantity of iron sheets, thereby completing the construction of the house that will serve as the residence for my three young children. I express great joy and appreciation for the support I have received through the transfers thus far."

"I am currently taking care of my six grandchildren, all of whom are enrolled in school. However, I do not have a reliable source of income to pay for their fees. The only hope I have is the monthly transfers, which I believe will provide some relief for my household. My grandchildren's father is sick and cannot work, so he also depends on me for his medication. Despite our financial struggles and my son's condition, I am determined to ensure that my grandchildren's education is not interrupted due to lack of fees. I aim to pay their fees on time every month so that they can stay in school and achieve their educational goals."

"For the upcoming year, my primary goal is to purchase and raise livestock, with a focus on acquiring at least 10 goats to nurture and eventually build a substantial herd. I understand that relying solely on my masonry work may not be sufficient, so I am keen to explore additional income streams to supplement my occasional jobs. Owning goats represent a promising venture with the potential for significant returns. By diligently saving each month, I am confident that I can acquire a goat and lay the foundation for a sustainable investment. As the goats multiply, I can easily sell them, generating income that will effectively meet my financial needs. Therefore, my central objective for the year is to acquire and raise goats to create an alternative income source."

"My goal for the coming year is to spend heavily on preparing my land for farming before the rains come. I grow maize and cereals mainly for subsistence use. Securing enough food from the farm will help me use the money to educate my children. That way, they will have a good environment to learn and pursue their career goals. I am very grateful for the support from the transfers, which has helped me take care of my family."

"I aspire to utilize my upcoming transfers to invest in acquiring livestock. Investing in livestock presents a significant opportunity for wealth creation and the establishment of a stable income stream. The inherent appreciation in the value of livestock is the key motivator for directing my funds towards this investment. I am genuinely pleased with the financial support I have received, as it has played a vital role in enhancing my life, elevating it from a state below the poverty line."

"My primary goal is to finalize the construction of my house and transition into it at the earliest opportunity. This move will effectively eliminate the recurring $20 monthly rental fee, allowing me to redirect the savings towards the expansion of my vegetable-selling business. The financial assistance from the transfers has been instrumental in improving my quality of life, especially since I live independently with no one else to rely on. I am grateful for the positive impact it has had on my journey towards self-sufficiency."

"Livestock"

"Land"

"My primary achievement for the year is to accumulate sufficient funds from the transfers, enabling me to purchase bulls. These bulls hold significant importance in enhancing various aspects of my life. Initially, they will be utilized to plow and prepare my land, eliminating the associated costs. Additionally, I intend to generate income by offering these services to others. In times of dry weather, the bulls will prove invaluable in fetching water from locations exceeding 10 kilometers away. I express profound gratitude for the transfers, recognizing their instrumental role in helping me realize my goal and subsequently improving the quality of my life."