"I have been working on building a house which is now complete and myself and my children are staying there. I however do not have house furniture. I need a bed, I have asked around and was told I would need about $120 to buy a bed and around $50 for anew mattress. My plan is to redirect my entire transfers into savings to ensure I am able to reach this goal before the year ends."

"I am currently undertaking a diploma course in early childhood education. I need $450 total to complete this entire training. For each semester we pay $80 and once the semesters are done we need about $170 to do our final exams. My hope is that this transfers will be sufficient to clear all my semesters in school and then even if it may require me to take loans to clear the exam I hope that my next year transfer will cover debt repayment."

"My goals this year are very straight forward. I would like to finish my diploma which is to be completed in December as well as buy a few animals. I am not hired by the government for the work I do because of the limitation of my level of education, with a diploma I am better placed to try getting Government sponsored jobs. I would like to be an Educator but in a much more stable capacity. I also want to buy animals to just build a business in animal rearing which I hope to also achieve from this transfers."

"I am in a savings group which I attribute entirely to my being enrolled in Givedirectly program. Being in this savings group have ignited dreams that for me were long lost until the program began. My family of four lives in one room house which is very small that we do not have enough space to have a living room and a sleeping area. I now, through this transfers and saving them have started on a project of building a two room house for my family. I now have 14 Irons sheets already purchased and I plan to purchase more until they are enough and then embark on buying building poles."

"My family of six, myself , my husband and my four children live in a one room, grass thatched house. Every time it rains the room leaks massively and this has made our lives unbearable over the last rainy season. I would want us to move into a new tin roofed house. I have bought 11 iron sheets which I am still adding to with the savings from my savings group and I hope to finally gave enough to build a two roomed tin roof house which is bigger and can accommodate all of us as well as not have a leaking roof."

"As I had mentioned earlier I am a part of a merry go round group where I save $20 monthly. We are 12 of us so that means it runs a year long and that when you receive the cash its abut $240. My plan is to use this money when I receive it to buy two young calves. I want young male calves specifically because of their profitability in our community. If I plan to allow them to grow into bulls who I can hire out for land preparation as many people hire ox ploughs whenever they are engaging in any farming activity. This will make an income which will help me take my children through school seeing that now I have another child on the way."

"The iron sheets on my roof have aged significantly, exhibiting holes that allow rainwater to seep into the house during rainfall. My objective is to accumulate sufficient funds from upcoming transfers and gradually acquire new iron sheets, with the aim of eventually replacing the entire roof. The financial support from the transfers has brought me considerable joy, enabling me to lead a significantly improved life compared to my circumstances before."

"The recipient has at home then saw a mobile money message. I felt happy and immediately went to the mobile money agent and withdrew the money"

"Life used to be tough; there were times when we would go without food for up to at least two days a week. But everything changed when we received a cash transfer from GiveDirectly. Now, we have enough to eat, and it's a relief not to worry about hunger. The impact goes beyond just food; we used to squeeze into a tiny house with my seven children, which was not healthy. However, with the support from GiveDirectly, we were able to afford a bigger house. Our living conditions have improved, and we're better off than before. The newfound space and comfort are like a breath of fresh air, making life feel more manageable for me and my children."

"My primary focus remains on securing a bright future for my children. With the Givedirectly cash transfers I receive, my goal is to ensure that all my children continue with their education to highest level possible. In addition to investing in their education, I've joined a merry-go-round savings initiative. The plan is to accumulate enough funds to purchase more goats, expanding my small livestock venture for income generation. The support from these transfers has been a game-changer, and I'm sincerely grateful for the positive impact they've had on my family."