"I BOUGHT TWO COWS BECAUSE I COULD NOT FIND LAND IMMEDIATELY INSTEAD OF BEING TEMPTED TO MISUSE MY MONEY"

"After successfully replenishing my kiosk with high-demand products, I intend to shift my focus towards investing in livestock. My strategy involves allocating my transfer funds from February to September to acquire goats, viewing it as a promising investment due to the expected appreciation in their value over time. The income generated from selling these livestock will not only address my immediate needs but also serve as a financial safety net in case of emergencies. I am delighted that this financial support has contributed to my economic stability, a significant contrast to the past when I faced challenges in managing bills."

"I rely on subsistence farming to earn a living, but the unpredictable weather has made it difficult to support my family. To supplement our income, I take on various odd jobs. Life can be challenging, especially without formal education or skills. My primary goal is to provide my son with an uninterrupted education and help him complete his college studies. I plan to use my monthly transfers and earnings from nearby casual jobs to cover his school fees. The assistance I have received has truly transformed my life, and I am immensely grateful for the positive impact it has had on my family."

"I currently hawk various products in town to make a living, but the earnings are not substantial, and the business is unpredictable. Sometimes it is booming, and other times it goes down, which reduces my income. To address this challenge, I have decided to keep goats as an alternative source of income. I have five goats that I am taking care of, and I plan to buy more and let them multiply. Owning goats gives me the assurance that I can easily sell them to meet my financial needs whenever they arise, and this will no longer be a challenge."

"As a father of five children, I have been relying on burning and selling charcoal to make ends meet. Unfortunately, this has become increasingly difficult due to the effects of climate change. All my children are attending school, which poses a big responsibility for me. It might be challenging to raise enough money to cover all of their school fees. Given my low financial status, my only hope is the monthly transfers, which have been helpful in covering their fees. My spouse is also a beneficiary, and she has been helping too. Our goal is to ensure that our children's education is not interrupted, despite our financial limitations. I am also planning to start a small food kiosk in my area as an income-generating activity. After paying the fees, I will save part of the monthly transfers to buy stock of foodstuffs and open the kiosk. I believe that having a good source of income will help educate my children and meet my household needs with ease."

"I have dedicated myself to supporting my son in realizing his aspiration of establishing a thriving livestock trading business. My optimism stems from the belief that as his business prospers, he will become a valuable source of assistance in meeting my everyday requirements. The financial support has brought me great joy, allowing me to cover my daughter's college tuition. Looking ahead, I am contemplating the acquisition of a bed and mattress once my son's business gains momentum in the near future."

"As I am getting older, I find it increasingly difficult to engage in manual labor such as cultivation during the planting season. This has forced me to rent oxen from neighbors, resulting in significant expenses. To address this issue, I am planning to buy my own pair of oxen this year. To achieve this goal, I plan to expand my livestock by purchasing more goats, taking advantage of their reproductive capacity, and eventually exchanging them for a pair of oxen. I currently own five goats, which will form the foundation for my strategy. By owning my own pair of oxen, I will be able to cultivate my land in a timely manner and make better use of my acreage. This will eliminate the need to hire oxen from my neighbors, saving me a considerable amount of money and relieving me of the financial burden associated with seasonal hiring."

"I've been participating in a merry-go-round since last year, where I contribute $10 every month with the aim of investing it in livestock. My goal is to buy goats and poultry, which are the most valuable assets I can comfortably own. In the coming years, I plan to continue saving my transfers with the intention of buying more goats. Goats are easy to manage, and I can easily sell them to generate some cash when in need. So far, I have acquired three goats, which I hope will multiply and relieve me from the stress of relying on charcoal burning, which is not only tiresome but also does not pay well."

"The current state of my house's roof is far from ideal, prompting my desire to enhance it significantly. I've taken the initial step by procuring the necessary iron sheets, and the next phase involves acquiring poles to facilitate the construction of a sturdier roof. The financial support received through transfers has been instrumental in enabling these improvements, bringing me great joy. Despite lacking a consistent income source, this assistance has allowed me to achieve substantial progress in enhancing the condition of my home."

"The repairs undertaken on my house served as a temporary solution to address its deteriorating condition. Looking ahead, my intention is to embark on the construction of a more expansive dwelling, comprising two rooms to comfortably accommodate my husband, two grandchildren, and myself. The generous support received through transfers has been a source of profound happiness for me. This assistance holds significant value as I lack a regular source of income, as does my husband. The positive impact of this support on my life has been substantial, contributing significantly to its improvement."