"In the upcoming year, my main objective is to launch a new business venture: a grocery and cereal store. I am motivated to establish a steady source of income by focusing on the sale of essential food items. This initiative is fueled by the aim of creating a sustainable and dependable income stream. By opening a store that meets the community's grocery needs, I aspire to contribute to the local market while securing a livelihood for myself. This business endeavor represents a significant step towards achieving financial stability and providing valuable goods to the community, in line with my vision for the coming year."

"I am planning to open a kiosk where I will sell fresh vegetables and a selection of household items, such as sugar. Although there are a few kiosks in the area, I am confident that I will attract customers. To gather the necessary capital for this investment, I plan to sell some of my livestock and the produce from my crop farm. This kiosk will enable me to support myself in addressing my daily needs."

"I have attempted to plant mango trees previously, but without success, primarily due to the livestock that roam freely on my unfenced farm. I often pray that my children will secure employment and help me build a fence around the farm to protect the trees. Once the fence is in place, I will plant more mango trees and I am confident that my mango plantation will thrive. As I grow older, I look forward to the trees maturing, not only to provide a source of income from selling the fruit but also to offer shade. This investment will be vital in supporting myself in the coming years."

"I've been operating a clothing business, but at the beginning of the year, I set a new goal to expand into other fast-moving ventures, particularly starting a grocery business. I'm optimistic that this new endeavor will bring in additional income, allowing me to better provide for my family and improve our quality of life."

"My current priority is to start a small business to ensure I can always meet my children's needs on time. I'm planning to open a retail shop, but since I lack sufficient capital right now, I'll be purchasing my stock in small quantities. Over time, I believe I'll accumulate enough stock to sell various household provisions, including cereals, detergents, and other non-food items. I've opted for this business venture because I currently rely on farming, which is unreliable due to unpredictable weather conditions."

"Our household's primary source of income comes from surplus produce from our subsistence farming efforts, which helps cover a portion of my four children's school fees and other household expenses. During times of low harvest, GiveDirectly transfers provide a critical safety net, ensuring we can meet our basic needs and educational expenses. Currently, I am saving $10 monthly in an informal group with nine other members, to accumulate funds to purchase a new bed and mattress in the coming year. Achieving my initial goal of acquiring a goat within less than a year has motivated me to invest in improving our bedding situation. Our current bedding is in poor condition, with old and worn-out items that no longer provide adequate comfort. Acquiring new bedding will significantly enhance our quality of life and ensure better rest for our family. I am deeply grateful for the financial assistance from GiveDirectly, as it has positively transformed our lives in various ways and enabled us to pursue important goals that improve our living conditions. This support has been instrumental in allowing us to plan more effectively for the future and address immediate needs with greater confidence."

"When I began receiving the cash transfers, I was operating my fast food business from a temporary shed. The support I received motivated me to construct a more stable structure to accommodate more customers. I started building a three-room structure where one room would be for my business, and the other two rooms would be rented out. Currently, the construction is almost complete, with only a few areas to be worked on like the doors r. To finish the project, I plan to allocate at least $20 from my transfers, as I have been doing consistently. This investment will not only enhance my business but also provide an additional source of income through rental spaces."

"In the coming year, my primary objective is to save up for building materials to construct a new house for my two sons. They currently live in a small, deteriorating house, which exposes them to harsh conditions, particularly during the rainy season. My goal is to provide them with a secure and comfortable home, alleviating their fears associated with adverse weather. A new house will not only enhance their safety but also contribute significantly to their overall well-being. I eagerly anticipate the day when they can live in a more comfortable and secure environment."

"My wife and I rely on farming and selling charcoal to support our family, but the scarcity of tree stumps has affected our charcoal production and business. Despite these challenges, I strive to provide for our school-going children and meet their basic needs. The financial support from GiveDirectly has been a relief, especially in paying school fees for my children, lightening our financial burden. Looking ahead to the coming years, I aim to maximize my savings from the transfers, combined with earnings from casual jobs, to prepare for my son's junior secondary education in two years. I anticipate needing approximately $150 for his admission, and I'm optimistic that diligent saving will ensure we're ready when the time comes, easing the admission process."

"Money truly drives so much in our lives. Without it, everything from farming to education and even putting food on the table becomes incredibly challenging. Right now, I am in a tough spot. I have not been able to cultivate my 5-acre piece of land at the Perkerra scheme because I do not have the $2100 fee required to get assistance from the board. My family of ten relies on my job as a driver to make ends meet, but all the money I earn goes towards putting food on the table, leaving nothing to invest in our farm. I am worried that if I cannot find a way to invest in the farm soon, we will not have enough food to sustain us. It is a constant struggle, and I have had to take out loans just to try to keep up."