"My goal for this year is to open a small eatery in my village, specializing in tea and snacks. I have been considering this plan for some time, but the lack of startup capital has been a major obstacle. I plan to use my upcoming transfers to kickstart this business, as it holds great potential in my community. Establishing this eatery will significantly boost my family's income, allowing us to meet our daily needs more comfortably. I am thankful for the progress I have made so far, made possible by the support from GiveDirectly transfers."

"My goal for this year is to buy a cow. I plan to use the monthly transfers to buy goats, and once they multiply, I will exchange them for a cow. Having a cow means I will have a steady supply of milk for personal use and for sale. If the cow has calves, I can sell them if a pressing need arises. I am truly happy with the positive changes in my life. The transfers have given me hope and a way to improve my family's situation. I look forward to achieving my goals and continuing to make life better for us."

"When the recent transfers from GiveDirectly came, they arrived just in time as I was in the middle of a disaster. Lake Baringo had swollen, and the water was almost 400 meters from my house. It was a huge risk for my family. I have two kids, and the floods brought many dangers, including diseases, destruction of property, and harmful water creatures, putting our lives in danger. To address this recurring issue permanently, I needed to find a good and safer place to live. I secured a piece of land by paying a deposit of $250; the initial price of the land is $400. I plan to pay the remaining amount later using the third transfer from GiveDirectly. Additionally, I used $160 to transport all our materials and build a new home on the land I bought. Now, I am so happy to be in a safer place, thanks to GiveDirectly. This support has provided my family with security and peace of mind."

"My primary objective is to ensure that I can support the education of my four children and provide them with daily meals. I am grateful for the cash transfers that have been instrumental in helping me achieve these goals over the past few years, but I understand that this support is not permanent. To create a sustainable source of income, I have set a plan for the coming year and beyond to build a livelihood through livestock farming, focusing on raising chickens and goats. As these animals reproduce, I aim to sell them to generate more income that will help me meet my children’ needs."

"In the upcoming months, I intend to invest heavily in livestock, especially goats, because of their quick reproduction rates, which will help rapidly expand my investment. The revenue generated from selling these goats will be crucial in funding my education and addressing other future needs. I am incredibly thankful for the financial aid from GiveDirectly, which has been instrumental in furthering my education. Without their support, I would not have been able to attend school, as my parents do not have stable jobs to finance my education."

"In the coming year and beyond, I plan to expand my one-room house to create more space for my two children. Currently, I sell coconuts, and the small income I earn is used to support my family's needs. This income has been too little to allow for house expansion. Therefore, before these transfers end, I aim to continue saving through our merry-go-round group to achieve my dream. I am very optimistic that with these transfers, I will be able to expand my house and provide a comfortable living space for my family."

"My children are growing, and soon they will become adults. Since our house is small, it won't be easy to keep them in such a cramped space. Therefore, in the coming year and beyond, I want to invest in building a spacious house that will comfortably accommodate my four children. For this reason, I joined a merry-go-round to save and gather enough money to build my house. I appreciate the opportunity given by GiveDirectly to enhance my family's living conditions."

"Currently, I am living in a small two-room house with my seven children. Due to limited space, I have to send my older children to sleep elsewhere while I stay with the younger ones. For this reason, I am planning to build a three-room house. Before GiveDirectly, I couldn't achieve this due to a lack of capital. To reach this goal, I joined a merry-go-round group where we contribute $20 each month. Once it's my turn to receive my savings, I will use the money to build my dream house."

"In the coming year and beyond, I aim to invest in goat rearing and poultry projects. These ventures will provide an additional source of income for my family and me. To help my mother with our family's financial burden, these businesses will enable me to raise the capital needed to support her in taking care of my brothers' basic needs, such as paying school fees. Additionally, I plan to start a small grocery business. With my two sisters at home, one of them can help manage the business, further boosting our family income. To achieve this, I will sell some of my poultry and goats once they have multiplied to acquire the funds needed to invest in this project."

"My goal for the coming year and beyond is to ensure my children have access to education. With their father unable to work as he used to due to health issues, I now have the responsibility to work hard and support the family. The regular transfers are a lifeline, covering their education expenses and other necessities. I hope this support continues, allowing us to maintain their education until my husband fully recovers. I am deeply grateful for the assistance provided by GiveDirectly, as it has not only supported my children's education but also given them a vital foundation for the future."