"I'm deeply thankful that my life has taken a positive turn with the assistance of the transfers. Presently, I'm engaged in a fast food business, catering to school students. I've transitioned from the arduous task of selling charcoal, which yielded minimal income. With my upcoming transfers, I intend to invest in a new bed and mattress. Currently, I sleep on the cold, bare floor, and acquiring a bed and mattress will ensure I enjoy restful nights and improved comfort."

"I do poultry farming on a large scale . However, the challenge is the feeds and their structure. Most of the time they have been missing due to theft in the village. My desire is to have a good structure that can accommodate all the poultry for security purposes."

"My objective for the remainder of this year and beyond is to diligently save enough funds to construct a new house. Throughout this rainy season, I have faced challenges with a leaking roof that has unfortunately damaged some of my belongings. Additionally, the deteriorating condition of the house's support poles has heightened my concern, emphasizing the need for urgent action to prevent a potential collapse. To ensure I can achieve this goal, I consistently save each month in our local savings group. I am immensely grateful to GiveDirectly for their support, and I am optimistic that with their help, my dream of building a new house will soon become a reality."

"I've always longed to attend college; it's been a fervent prayer of mine. I come from a humble family, and financial constraints made even finishing high school a significant challenge. Additionally, being from a family of eight has meant that feeding everyone and providing for basic needs has always been difficult for my parents. Recognizing the need to independently forge ahead, I decided to save $98 towards my college education. With the remaining $4 from my transfer, I purchased a few personal essentials like soap, which we were in need of at the time."

"My wife and I are in the charcoal burning business, but we have not been earning enough to sustain our family of six school going children. My wish has always been to acquire a motorcycle, expand the business, and sell more volume. However, I did not have enough money to purchase a motorcycle, let alone sustain my family. With the transfer of $550 I received from GiveDirectly, I invested all of it in a motorcycle for my business. This investment is a game changer for me and my family. I now source charcoal from my community and transport it to town where there is great demand, earning me $60 a week, more than I earned before. I am now happy that I can provide for my family."

"In the next few months and years, my biggest goal is to build a home for myself and my family. We lost our house to a powerful storm, and now we live in a small, leaky place that feels unbearable when it rains. I dream of having a simple one-room house where we can feel safe and secure. I'm relying on some upcoming transfers to gather the materials needed to make this dream a reality."

"In the next few months and years, my big goal is to build a new house with two rooms. The one I live in now is really old and rusty. To make this happen, I'm counting on my SILC (Savings and Internal Lending Communities) group savings. This way, I can gather the materials needed for building. By the end of the year, I believe I'll have saved up enough. Once the house is finished, I'll be so happy to expand my flock of goats. They'll help me out financially in the future. I don't expect much financial support from my daughter because she's responsible for educating my youngest kids since am not employed."

"Working as a herb doctor, the income I make is mostly enough for providing basic needs like school fees and food for my wife and two children. There is nothing much I could do with the earnings beyond the essentials. It is due to this reason that I have not been able to install a water tank, an idea that was born from the water scarcity in my region. Having the water tank will mean that I can harvest and store rainwater for a long period. My goal is to install an underground tank with a capacity of at least 5000 liters."

"Initially, I had considered starting a small hotel business to generate daily income and support my family. However, I realized that saving enough for this venture would take a considerable amount of time, especially given the financial constraints my family faces. I was concerned that I might be tempted to use my savings for other urgent needs, jeopardizing my goal of opening a shop business. Instead, I decided to invest in livestock, specifically goats, with the money I save. I plan to start with two goats, which will multiply over time through breeding. Once I have a sufficient number of goats, I can sell some to raise capital for my dream hotel business. I am committed to saving a portion of my monthly transfers and combining it with earnings from casual jobs to achieve this goal. Investing in goats allows me to demonstrate serious commitment to this project while building a sustainable source of income for the future. Ultimately, I envision using the profits from goat farming to transition into my desired hotel business, providing a stable and fulfilling livelihood for my family."

"I am planning to expand my poultry farm by adding 50 chicks to the 30 I've already started with. My goal is to rear these chicks and sell them after three months. The inspiration for this investment came from my uncle and my sister, who have both been successful in poultry farming. Their success encouraged me to venture into this field. Additionally, my initial experience in buying and selling chickens highlighted the potential of this business. I purchase each chick at $1.1 and sell them for $6 after three months. Fortunately, the market demand is great, with brokers regularly coming to my home to buy the chickens. This steady market makes the business even more promising."