"In the upcoming year, my focus is on investing in livestock, particularly goats, given their cost-effectiveness and quick reproduction. My primary aim is to build up a herd of goats, with the intention of eventually selling them to acquire a cow, which I view as a valuable investment. I will utilize my upcoming transfers to accomplish this goal. Owning a cow will provide additional income, especially if it reproduces and I can sell the offspring. The supplementary income will also enable me to meet the educational expenses of my son, who is in junior secondary school. I am deeply grateful to this organization for enhancing my living standards through their financial support."

"My primary goal for this year is to build a poultry shed to house my chickens. I am happy to report that I have accumulated over twenty chickens so far, thanks to the transfers, but I lack a proper space to keep all of them. I plan to use upcoming transfers and my savings to buy materials such as cement, iron sheets, and building poles. This will ensure that my poultry have a safe and secure space to thrive. I am deeply grateful for this assistance, as without it, I would not be where I am today. This support has made a significant difference in my life, and I am excited about the future and the opportunities it will bring."

"My goal for this year is to expand my livestock activities by purchasing more goats and cows. I plan to use the upcoming transfers to achieve this. Increasing my livestock will provide a valuable investment that will benefit me even after the project ends, creating a lasting legacy. I am pleased with the progress I have made so far, as it ensures that my family will be well taken care of in case of any urgent needs. I am deeply grateful to GiveDirectly for their support, which has significantly improved our situation."

"School fees for my son are the current challenge I am facing in life. I do casual jobs making approximately $20 per month, which caters to food only. My son dropped out of college, where he was doing a medical course, two years ago."

"I have five children to take care of after my husband passed away two years ago. It is depressing to rely on part-time work that pays $3.10 a day, barely enough to cover my family's essential expenses.Due to high demand, these jobs are not always available, though. The inconsistency of these jobs is what is currently bothering me and making my life difficult."

"Lack of employment is the current challenge I am facing in life. I do casual jobs at the nearby mining quarry. However, the job was stopped two months ago due to a lack of proper safety measures at the site. This has affected me financially; thus, I cannot afford to provide food for the family."

"school fees for my 5 children is the stressful issue I have. I depend entirely on subsistence agriculture which is very unreliable because of luck of rainfall. I never harvested anything last year and still I have to fulfill my family needs. I am passing sleepless nights thinking on how I will pay school fees for my children."

"My goal for the coming year is to finish building my shop, which consists of three rooms. One room will be used for my business, while the other two will be rented out to generate additional income. To complete this project, I am setting aside $20 from my monthly transfers, which I save in our local savings club. Once I have accumulated enough money, I will purchase the necessary materials, such as sand and cement, to finish the construction. This investment will enhance my business and provide extra income through the rental spaces. I am pleased with the progress I have made this far and am deeply grateful for the support I have received."

"My goal for the coming year is to upgrade my grass-thatched house to one with an iron roof. This has been a long-time dream, but I have not been able to achieve it due to pressing responsibilities like paying school fees and buying food for my family. I plan to start setting aside a part of my transfers to help me reach this goal. Having an iron-roofed house will ensure my family's safety and improve our living conditions. I am happy with the progress I have made so far and look forward to the future with optimism, knowing that I can continue to grow and succeed with the support I receive."

"Lack of investment is the I am currently facing in life. My husband and I are aged and depend on subsistence farming. However, family has been interfered by prolonged drought in our area. Farming used to help me sale the surplus and raise school fees for my grandchildren whose mother died some years back. In this term they have missed classes for almost two weeks due to lack of school fees. If I had any investment, I would use it to clear the school fees balances."