"I have lived in this village for last 5 years. Came here in 2017 when I separated with my then husband in Nakuru. My brother gave me this house to stay at with my family of 7. The biggest challenge is that I don't have a place to call home. This land belongs to my brother. It's expected that as time goes by, I buy my own land to settle. It makes me sad because women are not allowed to own ancestral land in our culture. To do some planting, I am forced to hire a piece of land. This affects my ability to plant crops such as maize, groundnuts and millet. Therefore, we may not have enough food as a family."

"We used to depend on charcoal burning to earn a living but this has been restricted by the government. I could earn $40 in a week which was enough to sustain the basic needs of my family. Recently, I am not able to even purchase food for lack of money. I am forced to seek casual jobs which can earn me only $5 in a week. Financial constraints is the greatest challenge."

"Land determines how successful you can be as a farmer and the more you have it, the better the income you can get. I have a 0.5 acre farm right now and I use this space to rear 2 dairy cows. I make an average of $25 monthly throughout the year. My income is little basically due to the high cost of production. I am forced to buy feed that I could have produced if I had enough land size. I therefore wish to increase the current land size by another half an acre."

"I am facing a big challenge currently with my income which has been the root cause of all the problems that I am facing. I am a teacher by profession and I earn $40 every month from coaching students in a nearby primary school. This amount half of it goes to paying my student loan and the rest is left to cater to the needs of my family of 3 and for my parent also. This leaves me with nothing to invest or acquire any asset. This is a trend that has been worrying me for a long time now that in future I'll have nothing to show for in the work that am currently doing."

"I currently face a problem of sickness in family. My wife experienced a swelling on the long and she operated which has put her off work and yet we have been struggling together to look for money in order to meet basic needs. I also face a problem of poverty which has kept me in stress since I am un able to raise school fees for my children making them to attend school irregularly."

"I currently face a problem of landslide which makes us always that may be swept away and lose our live. I also go through hardships to raise school because I am un able to start up even a small business that can earn dialy income to cater basic needs and school for my children."

"It has been an uphill task for me in dealing with the school payments. I have two children in high school yet I depend on the charcoal vending business with an income that barely meets my needs. My goal is to be able to invest in my children's education. This is because I believe they are the ones who'll take care of us in our old age and this is through securing their education which will have them excel in life. For that, I plan to ensure that the entire amount I get monthly will be used on school fees."

"I began a second clothes business when I started getting my monthly transfers. I'm pleased that business has been booming consistently. However, for this year, my primary goal is to expand it by investing a portion of my subsequent transfers back into the aforementioned business. That will enable me to raise funds to help with my children's school fees. I will be happy to see them make good academic progress. I will also use a portion of the transfer to help me buy food for my family. Because of crop failure in the previous season, we are currently going through a severe famine."