"My main sources of income are charcoal and community health volunteer work. The CHV work is not reliable since my payment of $20 come after a month. This pushes me to engage in charcoal burning as my alternative job. Although it's time-consuming and energy-intensive, I have been doing this for a long time and I am currently feeling weak. Our combined efforts with my husband from this job earn us utmost $90 per month, which goes to food and supporting my 3 children in school. Since this income is low, my children have sometimes missed classes, a situation that has greatly affected their studies. This is a worrying circumstance as a mother and I always feel the pain of seeing my child at home."

"I wish to be able to build a new house in place of the current one, which is in bad shape and I fear that it may collapse. Since I lack a source of income, and my husband’s earnings from his motorcycle taxi and small vegetable-selling business are mere, my construction resources are limited. However, through the cash transfers, there is an ideal chance for me to build the house; I particularly want one with two rooms, made of mud walls and iron sheets roof. In the short run, I plan to continue saving money through my self-help group and withdraw it at the end of the year to start the project.  "

"In the next year and beyond, I would love to have gained financial stability, where I can support the education of my three children without straining. Keeping livestock is the surest way I could develop myself and accumulate future wealth. By the end of the year, I intend to have bought at least four goats, which I can later exchange for a cow when they multiply. "

"Now that I obtained my first goat through the recent cash transfers, I hope to acquire more in the future. Owning this livestock will acquire me enough wealth that I can use to raise money for my family’s needs. Despite the strict financial obligations like food in my household, I wish to have bought two more goats by the end of the year. "

"My house is currently in dire need of repair, especially on one wall that collapsed and left a huge hole in it. I wish to seal the opening as it lets in cold during the night. To accomplish this, I plan on saving some of the cash transfer money to fund the renovation. Hopefully, I wish to have completed the exercise before the year ends. "

"Since am majorly responsible for providing for my five children, I would like to ensure that they study without frequent interruptions to collect their school fees. The eldest is currently in grade seven, my prayer is that all of them complete high school with no major tuition problems. To accomplish this, I want to start keeping livestock and poultry, which I could sell to support the education requirements. "

"It has been a long since my region was blessed with enough rain to sustain crop farming. The persistent drought has impaired crucial activities that could have allowed me to produce food in my field. As a result, the only way my family can survive is by buying food, which is expensive. I wish and pray for the rains to commence in the next year for my family to cultivate enough food and water. At least this will allow me to spend any money I earn on other things, like school fees. "

"One of my son’s got married last December, and since he did not have a house, I let his new family occupy my house. Although it has two rooms, I do not feel comfortable sharing the space with them, which makes me seek shelter from other relatives’ places at night. Honestly, am suffering and need a new house as soon as possible. I wish to construct a two-room house, with mud walls and a tin roof in the next year. To begin with, I would be happy if I bought the building materials and then hire someone later to complete the project. "

"Right now, am mostly concerned about expanding my herd of livestock within the next few years. Regardless of the overwhelming financial obligations, when this year ends, I wish to have secured at least two more goats to grow my flock to five. As these animals reproduce, I intend to sell them and gain cash for my children’s school fees. Next, I would like to renovate my house, which is currently leaking from the roof as the iron sheets have corroded over time. To achieve this activity, I need at least 14 pieces of iron sheets. "

"It's been my desire to own more goats which to me is financial security for the family. Thus, my current goal is to add more goats so that I can be assured of good future because goats can be easily converted into monetary value because of their ready market. I believe that once the goats reproduce and increase in number, I can readily sell them to cater to my financial needs."