"The achievement I am proudest of is that the land that I have built my house on belongs to me and I acquired it through savings that I had from my business of selling fish."

"The achievement that I am proudest of is that I used to stay in a grass thatched house in the past but I managed to buy twenty iron sheets that I used in building the house that I currently stay in. The money that I spent in building he house came from our village saving and lending scheme that I am a member."

"The biggest hardship that I face in my life is that my income is very low and my children's school fees takes the largest share of it which makes me to be left with very little to spend in the house."

"The biggest hardship that I face right now is lack of enough money to build a better house for my family, our current house is dilapidated and it may even collapse."

"The biggest hardship that I face right now is lack of enough money to build our own house and buy some livestock which can assist us when we are tilling our farm."

"My proudest achievement is having started a small grocery business and this business has enabled me to feed my family everyday."

"We are planning to spend my upcoming lump sum payment on completion of the pit latrine ( partially done for now) and plastering of our entire house"

"I plan to open a grocery shop so that I may have a source of income."

"Am planning to repair my old house and buy a cow for ploughing with the upcoming transfer."

"We plan to spend my upcoming lump sum payment on renovation and extension for our current house.."