"There is a difference. My children can now take milk because I bought a cow which was still producing the milk and I feel safe because anytime I can sell and pay off any bills"

"Upon completing my education, my aspirations extend beyond academia, as I harbor a strong desire to establish my own electronic shop. As a dedicated second-year student, I have devised a strategic plan to achieve this goal. By purchasing goats during my college years, I can nurture them until the opportune moment arises to sell them. This prudent investment allows me to accumulate funds, laying the foundation for my entrepreneurial venture. With the proceeds from the goat sales, I will have the necessary capital to kickstart my electronic shop and bring my business dreams to fruition. Through hard work, dedication, and a well-thought-out plan, I am confident that I will achieve success in both my educational journey and my future entrepreneurial endeavors."

"I attempted to rebuild my house with my own resources but failed because I could not afford to buy the necessary materials for the renovation. It had been in poor condition for many years, and I intended to rebuild it with cement and bricks to reinforce its walls and make it more stable. The recent rains worsened the situation because the walls collapsed due to their inability to withstand the heavy rains. Since I will be getting a transfer, my goal is to gather enough building materials to facilitate the renovation. I am planning to save at least $10 per month to purchase bags of cement and sand to renovate the house and make it more stable and decent. As a result, I will no longer be worried about rain."

"A cow"

"We bounce land and roofing."

"Despite the financial constraints that led to the closure of my previous business, I am now poised to embark on a new entrepreneurial journey. Armed with lessons learned, I will leverage my strengths and passions to uncover promising opportunities. Through thorough research, strategic planning, I want to open a big shop near my home to be selling to my villagers. I want to really work hard on my farm and sell my produce in order to have enough to start my business. Thank you so much GiveDirectly for making me believe and work towards my goals. Without the transfer it will be difficult to even think of a goal but now it's easy."

"With a deep longing for a better living situation, I have embarked on the mission of constructing a two-room house for my family. Currently residing in a single room with my six children, the need for more space has become a pressing concern. Fueled by determination and love, I am taking on the challenge of building a sanctuary that will provide comfort, privacy, and room for our dreams to flourish. To achieve that, I am really doing my best to save enough so that I can easily and confidently embark on my house construction process."

"In the coming year and beyond, I am planning to build a decent house where I can live peacefully and enjoy my privacy. I had one that collapsed many years ago, and I could not afford to build another one. I could not afford to buy the required construction materials, like iron sheets. This forced me to seek shelter at a neighbor's house. I am sick and elderly, and I have never felt at ease having to seek shelter from neighbors at night. I believe the transfer will enable me to finally build a new house. So far, I have been saving a portion of the transfer to buy at least two pieces of iron sheets every month. Having a decent house to stay in in my old age is what I aspire to achieve in the coming year."

"As a mother, watching your children desperately at home due to lack of school fees can be a stressful thing. Imagine my daughter who is in form four has been staying at home for two weeks now! This has eaten up my mind because I do not have the money to send her back. I am so worried about her performance considering that it is her last year in school. In addition, we usually skip our meals, a situation that has affected our health status. Hence, financial instability becomes my biggest challenge."

"Separation from a husband means becoming your own breadwinner for the family. This is the situation I found myself after my husband failed to pay my dowry. Almost a decade now, I returned to my paternal home together with my 4 children where I established a new beginning. Taking care of my children singlehandedly has posed a big challenge to me and their education is what has been affected the most. Because they are frequently sent home due to lack of school fees, their performances has reduced and the first born failed terribly in her final exam. As a mother, I feel the pain of watching them desperately at home. In addition, I was diagnosed with ammonia 5 years ago, a condition that has left me stranded since I not have money to attend the clinics scheduled for me. This has made me so weak because, I am still engaged in strenuous activities like charcoal work despite my health status. Hence, financial instability stands out to be my biggest challenge."