"The persistent drought has resulted in scarcity of water in this area. As a result, we have to fetch water from a borehole that is two kilometers away. It is very expensive and tiresome considering one has to use a motorbike and in a day it costs $2 inclusive of water for livestock."

"Lack of a stable source of income is the biggest challenge. My husband and I do casual jobs to earn a living but due to the lack of rainfall, it is scarce. We get an average of $8 a week which is hardly enough to sustain my family's needs. If I had a constant flow of money, my life would be better."

"I bought mattress and blanket because I sleeping in coldness"

"I was at home when I saw the message , I felt so happy with my family."

"I was at my place of work , I felt so happy in my heart, I sat down and played for give directly and I thanked God for their kindness. Thereafter, I called my husband and informed him, and he he told me not to panic but continue working until the normal time for closure. Then I would come home, and we plan .our first thought was to buy livestock ."

"My challenge currently is the lack of money. I depend on casual work which I usually do within the village after my chicken business failed. This has made life very difficult for me since I sometimes fail to get work and therefore lack money to purchase food. This makes life very difficult since without money I have to sleep on an empty stomach."

"The challenge I'm faced recently is the lack of food and money to pay school fees. This has made my life very difficult because we are forced to skip meals occasionally and sometimes even take only one meal. The prolonged droughts have made life very difficult since we do not have enough food and money to purchase food since the cost of living is very high."

"Financial instability is generally what I consider to be the biggest hardship in my life and this has exposed me to a life that I never expected, a very tough life! My husband was a civil servant but he retired 7 years ago and his pension is no longer enough to cater to our needs. Currently, we have 2 children who are still in college and these have drained us financially. At the moment, we depend most on farming but due to the drought in our area, this has never been reliable. What a life!"

"I am a widow living with my three children in a one room shade. I call it shade because it has not met the parametors of a house. That is both the bedroom and the kitchen. Housing is the challenge I am currently facing in life."

"My dream is to establish a clothing business because there isn't one in my village. My current job is very demanding, and I seldom get enough time to take care of myself. I will manage the business from the convenience of my compound, thereby saving money. I'm attempting to accomplish this by setting away the transfers. Having a business will allow me to pay for my children's education and provide for my daily needs without straining."