"Just minutes after returning from a relative’s burial, my granddaughter came up to me, holding my phone. She leaned in, her voice soft but excited, and whispered that the money I had been waiting for had finally arrived. To reassure me, she showed me the message on the phone, reading it out loud so I could hear every word. In that moment, a wave of relief and gratitude washed over me. Tears of joy filled my eyes and streamed down my cheeks as I hugged my granddaughter tightly, overcome with emotion. I murmured a short prayer, thanking God for this miracle, feeling an immense sense of hope and gratitude."

"Just minutes after returning from a relative’s burial, my granddaughter came up to me, holding my phone. She leaned in, her voice soft but excited, and whispered that the money I had been waiting for had finally arrived. To reassure me, she showed me the message on the phone, reading it out loud so I could hear every word. In that moment, a wave of relief and gratitude washed over me. Tears of joy filled my eyes and streamed down my cheeks as I hugged my granddaughter tightly, overcome with emotion. I murmured a short prayer, thanking God for this miracle, feeling an immense sense of hope and gratitude."

"In the coming year and beyond, I want to accomplish the goal of starting a grocery store in my village. We currently have no nearby grocery, and I see this as a great opportunity for an income-generating activity that will benefit both my family and the community. Once I finish fixing the windows in my house, I plan to use the transfers I receive to fund this venture. I estimate that it will require about $40 in starting capital, and I am excited about the possibilities it will open up for us. This grocery store will provide a steady source of income and fill a crucial need in our area."

"In the coming year and beyond, I want to accomplish the renovation of my house by building pillars to make it more resilient against the fierce winds that we sometimes experience in our area. This is important for the safety and security of my family, as I want to ensure that we are protected from the unpredictable weather. To achieve this, I have been diligently saving $20 every month from my transfers, and I am determined to continue this effort until I can afford to complete the renovation. This improvement will give us peace of mind and a stronger, safer home."

"In the coming year and beyond, my biggest goal is to build a good, secure house because the one I currently have is in poor condition and on the verge of collapsing. It has been a constant worry, and I know my family deserves better. To make this dream a reality, I have committed to saving $10 monthly from my transfers. It may take time, but I am determined to steadily build towards a safer, more stable home for my family. This goal is more than just shelter; it’s about giving us the security and peace of mind we’ve long needed."

"In the coming year and beyond, my goal is to grow my livestock by purchasing more goats through my monthly savings. Right now, I have one goat and one cow, but expanding my herd will secure a better future for my family. I’ve already started saving $10 per month through a merry-go-round group, and I’m committed to continuing this until I can afford to buy more goats. With a larger herd, I’ll have more resources to provide for my family’s needs and create long-term stability for us. This plan gives me hope and a clear path forward."

"In the coming year and beyond, my goal is to buy more goats to secure my family's future, especially when it comes to my children's education. Goats are a valuable asset that can provide stability, and I believe that by steadily saving at least $10 every month, I can grow my herd. This investment will ensure that when school fees come up, I have the means to support my children without financial strain. By focusing on building this asset, I am setting a foundation for their future and ours as a family."

"In the coming year and beyond, my goal is to purchase more goats to add to the two I already have. I plan to save at least $10 each month for this purpose, as I believe these goats will be a valuable investment for my family’s future. They will provide us with security, offering the potential for income during tough times and a way to expand our resources. By steadily increasing my livestock, I will ensure that my family has something to rely on in the years ahead. This is an important step toward building a better future for all of us."

"In the coming year and beyond, I want to invest more in goat farming, as I believe it holds great potential for my family's future. I already have five goats, and I plan to grow that number steadily by saving $10 monthly from my transfers. By expanding my goat farm, I will be able to provide a more stable income for my family, ensuring we can meet our needs and even invest in other opportunities down the line. This plan will help secure our future, and I am determined to make it a success."

"In the coming year and beyond, I want to diversify my investment by expanding my livestock. Right now, I have over 50 chickens, and my goal is to sell them as they grow in numbers to buy more livestock. I already have seven goats and two cows, but I aim to add even more to ensure my family's future is secure. Investing in livestock will give me a stable source of income and provide a safety net for my family. This plan will help us thrive in the long term, giving me peace of mind about our future."