"Past transfers played a significant role in supporting my husband to construct a rental space at the local market. This collaborative effort, funded by his contributions and my saved cash transfers, has become a valuable income source for our family. Furthermore, I am motivated to enhance and expand my tailoring business in the near future. All this effort is to financially support the education of my children. I would be happy if they all completed college and am counting on the cash transfers to play a major role in that."

"Looking ahead, I aspire to build a new house by the beginning of the upcoming year. Our current one-room dwelling is inadequate to accommodate my three children and myself. Additionally, due to concerns about my two goats' well-being, they share the space with us to protect them from the cold. To address these challenges, my goal is to continue saving through the merry-go-round group, gradually accumulating the funds needed to construct a more spacious and comfortable home for my family. I would be happy if I built one with two rooms."

"From time to time, my aspirations have been hampered by persistent food insecurity. Despite that, I have a clear goal in mind. I own a 50 by 100-meter piece of land at the market center, where I envision constructing a business-rental space. However, my current priority is acquiring the land itself. Possessing this land is paramount, as it lays the foundation for future plans, including involving my children in building the envisioned business-rental space. In the immediate future, I intend to continue expanding my business of selling khangas, saving the profits generated to accumulate the resources necessary for securing the piece of land."

"All my transfer was spent on building my house"

"The recent transfer brought so much hope to my family. I used $87 to purchase two goats, aiming to replace what I had previously sold to support my family's needs. This decision was rooted in the knowledge that goats thrive in our area. Given that each goat can reproduce twice a year, I consider this a lucrative investment with the potential for future sales, becoming a reliable income source for my family. I used the remaining funds, $93, to buy food. This is particularly crucial as my wife recently gave birth and has a two-month-old baby. Adequate nourishment is vital during this time, not only for the baby's well-being but also for my wife's recovery. I lacked the means to ensure this before, mainly due to the challenges of finding consistent casual work, which I rely on, due to the lack of rain. I used to work on other people's land, and the current situation is challenging due to crop failure caused by insufficient rainfall. I am confident that this food supply will sustain her and my two other children during this challenging period."

"The money brought much-needed relief to our family as it has not only eased immediate needs but also laid the foundation for a more promising future.As a young family, we made the decision to allocate $100 towards securing our future by purchasing two additional goats to add to the twenty we already had. Goat farming thrives in our area due to their rapid reproduction and their value as a reliable income source through sales. This investment promises a brighter future for us, especially since we lack a stable source of income. I rely on my spouse for our family's provision, and his job as a security guard in a nearby hotel provides very little. Additionally, I used a portion of the funds, $50, to acquire a sofa set. This step was taken to enhance the appearance of our living room, which was previously empty. Not only does this add to the aesthetics, but the sofa set also serves as a dignified seating arrangement for guests, sparing me the embarrassment of offering old and broken chairs. I used the remaining funds to purchase food for our family of three, ensuring that we have a sustainable supply."

"Financial instability is what has made my life so tough. Balancing between buying food, education for my son and housing is so challenging because my charcoal work earns me very little, mostly $60 per month. Looking at my needs, food, and education become top of my priorities and this has forced me to seek refuge from my daughter-in-law's house since mine collapsed 3 months ago. The backlash I have received from the community does not give me peace because it is considered taboo to share a house with an in-law. Therefore, this is the situation that has robbed away my joy as a parent and I consider it my biggest challenge."

"Owning livestock stands as my most significant achievement. This livestock represents a valuable possession that I anticipate maintaining for an extended duration due to its capacity for reproduction. The income generated from these animals will play a pivotal role in covering my children's educational expenses and fulfilling essential requirements like sustenance. Moreover, alongside my livestock venture, I aspire to establish a kiosk, thereby creating an additional source of income to further support both my family and myself."

"My plan is to build a decent iron-roofed house once I have all of the necessary construction materials, such as iron sheets and building poles. After years of living in a thatched grass hut, my ambition is to live in a dignified home with a sturdy iron roof. The current hut's deplorable condition, exacerbated by its vulnerability to leakage during rainfall, has turned daily life into a constant struggle. The necessity of regularly replacing the grass roofing has proven to be both time-consuming and burdensome. I am overjoyed because I have already obtained ten iron sheets, which represents a significant step toward realizing my goal of establishing this new house. This achievement has been made attainable through the accumulation of monthly contributions. With these preparations in full swing, I am enthusiastically anticipating the project's commencement at the earliest opportunity, with the objective of providing our family with a respectable and comfortable dwelling, even in my advanced years."

"By the year's end, my paramount achievement will involve the construction of an additional room tailored to accommodate my children. Presently, three of my children are compelled to rely on the hospitality of relatives due to the cramped confines of our one-room dwelling. My strategy involves procuring iron sheets to serve as roofing material. The prospect of realizing this aspiration fills me with immense enthusiasm, envisioning a future where my entire family can share the same shelter and sleep under a single roof."