"In the coming year and beyond, my main goal is to return to school. Despite successfully completing secondary school, my inability to afford college fees hindered my academic journey. Pursuing a motor vehicle mechanic course is my dream. I am diligently saving the profits from my business to fund this endeavor. The prospect of resuming my education brings me immense joy, as it not only allows me to follow my lifelong passion but also equips me with valuable skills that can significantly increase my earning potential. With an education in this field, I aspire to provide better for my family and secure a brighter future for us all."

"One of my primary goals for this year is to acquire my own sewing machine, a significant achievement on my journey toward realizing my dream of establishing my own business. I plan to fund this purchase with the savings I have diligently accumulated in my savings club. Owning a sewing machine will mark a crucial milestone in my aspirations, allowing me to generate income by sewing and selling clothes. The prospect of contributing to my family's well-being through this endeavor fills me with immense joy and motivation."

"Housing is the current challenge I am currently facing in life. I have a family of five and we live in a one room house with grass roof which leaks during rain season. Whenever it rains then I spend the whole night sleepless and I am now affected psychological because of the anticipated elnino rains."

"Health issues is the challenge I have been struggling for long. I have a growth on my neck and it is really affecting me psychological. There is no pain bit the challenge is it keeps growing big every day. I cannot even engage on hard activities. I also have hearing problem and I have not got any medication due to financial challenges."

"My four children have had skin desease that has affected them for a month now. They scratch their body and as a result wounds emanate from their skins. I took them for medication at the nearby health center but their condition is still not good. This has affected their education thus they miss classes as a result of this."

"I had been saving in my informal savings group with the goal of building my own house. I have now been set back a bit due to joining school. I still have the goal of building a house and I aim to achieve this by continuing to save in my savings group and buying goats that will reproduce and I can actually sell to get money to actualize this dream. This is because I still live with my siblings and since I may want to start a family I would want a home of my own."

"I live in my father in-laws house with my family. This is one of the things that have really made it my mission to get my own house. I am buying animals, my goal is that as they reproduce and multiply I will be able to sell a number of them and build a house of my own. I also sleep ion a worn out mattress, my goal from my savings group is to make enough to replace my bed and mattress which are quite uncomfortable to sleep on."

"I never used to have a source of income before Givedirectly but now I own a vegetable stall in our local place. I started the business using $15 of my transfers and I have been adding to it over a period of time. This has ensured that I can supplement my husband's income who is a Motorcycle rider and earns about $15 weekly. I now am at a point of making $20 monthly as profits. I aim to increase this by investing more on the business. However now I am trying to repair my roof so that I can redirect this funds to expansion of the business once the roof is all done. Through the earnings I hope to educate my children when they join school."

"I would like my children to get an education. I did not get an education and so work options are limited for me. I do not want my children to experience the same. I want them to speak in proper English and probably secure jobs that will allow to earn sufficiently to take care of themselves and me. I plan to use my monthly transfers to achieve this goal even as I always increase my herds using the same transfers."

"As I said am one of the lucky ones. I am privileged because I am in a place of being able to think about setting up investments. I have mentioned that I am part of an informal savings group where we make contribution for savings to. We are able to request loans from this group for investment purposes, I mentioned I was able to buy a goat as a result of being part of this group, my hope is to venture into business one day as much as I haven't thought about what business, it is a possibility I can explore thanks to this group. So I plan to continue making my monthly contribution and grow my savings which will allow me to take a big loan when the idea comes my way."