"Reliable source of income is the current challenge I am facing in life. I do casual jobs earning very little income per month which caters for food and school fees. I have children both in primary and secondary school. They have huge school fees balances that sometimes makes them miss classes. This has affected their performances."

"At present, I lack a consistent source of income to support myself. While I engage in farming primarily for household consumption, I believe that investing in goats would be a wise choice. Livestock, particularly goats, offer a reliable means of securing my financial future. I currently own six goats, and my intention is to acquire more in the coming months. My goal is to raise and breed them, generating income to meet my basic needs and future financial obligations. Additionally, I am in the process of constructing a kitchen that will serve as both a cooking area and a storage space. To complete this project, I plan to acquire some iron sheets and intend to save some money for this purpose in the coming months."

"I intend to acquire a parcel of land and construct a rental property in proximity to a main road, with the aim of generating income from it. I also aspire to facilitate the payment of school fees for my children with a lot of ease. As the program progresses, I anticipate that our lives will undergo a positive transformation, and my shop business will experience growth ensuring that I can cater to the daily needs of our household."

"I have been suffering from eye problem for almost three years now. I could not see at all till August this year when doctors came in our village to offer charity services. I got medication and I can now see though not full recovered. This has affected my work since I can not engage in any activities."

"Housing is the challenge I am currently facing in life. I am a mother of five and live in one room house with a grass roof which is half covered. It leaks during rain season and the house lacks beddings. I sleep on the floor with the children and I have developed skin problems because of sleeping on the floor."

"Housing is the challenge I am currently facing in life. I am a widow living with my grandchildren in a two room house with grass roof and it leaks during rain season. The house has a wall mud which is not stable and I fear it can collapse anytime it rains heavily. This has affected me psychological because I always think of how and when I will get a better house for the family."

"I had started the construction of a new house and a toilet because the one we were living in was far too small for my three family. Unfortunately, my plans were put on hold as I found myself in remand for several months. During my absence, my spouse was unable to make progress on the construction. I had to make the difficult decision to sell some of our livestock in order to cover my release fee from jail. Now that I am out of jail, my primary goal is to complete the construction of the house and the toilet in the upcoming months. Once that is accomplished, I intend to invest in buying and raising goats. Given my lack of a stable income, as I mainly rely on casual construction jobs, I believe that raising goats will serve as a savings plan for future financial obligations."

"I was at home, relaxing in the evening when my nephew, Edison, who is also my helper and breadwinner, came to me with my phone, appearing more excited than usual. He shared the news I had been eagerly waiting for over a month: Give Directly had finally sent the cash transfers they had promised! I jumped with joy, overwhelmed with excitement. I didn't know how to react, and I thought it was too surreal to be true, but my nephew reassured me that I could spend the cash as per my needs. This was a life-changing moment for me."

"My initial intention for the cash transfers was to use the money to build a new house. After my own house collapsed years ago, I moved into my son's structure where I've been staying ever since. I have always desired to build a new house, but I did not have the financial means to achieve that goal. Being advanced in age, I solely depend on my grandson, who works as a public service vehicle driver, to provide for his sister and me. However, the income he makes has only been enough to cover basic needs like food and medication for my epileptic condition. I am very happy that the cash transfers have given me a chance to build a new house. I would be delighted if, by the end of the transfer period, I could have a two-room structure made of mud walls and a tin roof. This is why I spent $300 from the cash transfer to buy roofing materials like iron sheets and nails. Also, at that time, I needed to refill my monthly medication, and I spent $50 to buy the medicine. I'm glad that this monthly refill has helped contain the episodes I usually experience. I spent the remaining amount of the cash transfers to contribute to the household's food needs for the last month and beyond. We were yet to harvest our crops by that time, and I am happy to have contributed, thereby lightening the burden on my grandson's shoulders."

"In the coming year and beyond, my main goal is to work towards building a new house closer to my children's homes, as I have been feeling insecure living alone. The purchase of the five sheep with the final transfer from GiveDirectly was a strategic investment to secure my future. I plan to take care of these sheep and grow my livestock holdings, which will provide me with a source of income and security. With my children's support, I intend to use the savings I have set aside to construct a new house that will bring me closer to my family. This change is crucial to me, as, in my old age, I long for such company and the comfort of being closer to my children."