"In the coming year and beyond, my family and I have a clear plan to expand our livestock holdings by purchasing at least three additional goats to add to our existing herd of 20. This endeavor represents our primary focus within our community, as goats are resilient even in harsh climatic conditions. Moreover, it serves as a reliable source of income during periods of agricultural uncertainty, as the sale of a single goat can sustain our family of three for over a week. Despite the challenges faced in other farming endeavors, ensuring an adequate food supply for my children remains a top priority as well. To this end, I have earmarked a portion of the $300 saved from the final transfer for purchasing goats, while the remainder will be allocated towards household food provisions as we explore alternative means of sustenance."

"After receiving the cash transfer, my biggest dream is to finally build a house of my own. Currently, I share living space with my grandmother, but I long for the freedom and independence that having my own home would bring. To achieve this goal, I've devised a plan where I participate in a merry-go-round with three others, depositing $15 each time I receive my share. This steady saving allows me to accumulate enough money to buy all the necessary building materials at once from the hardware store. With determination and patience, I believe that in the coming year or beyond, I will be able to turn my dream of owning a home into a reality, providing myself with security and a place to call my own."

"For too long, I've been relying on my brother's hospitality for a place to sleep, and it hasn't been easy. But now, with a clear plan in mind, I'm determined to build my own house before the year ends. I've already made some progress. I've managed to save up 12 pieces of iron sheets and 30 building poles. My goal was to gather 14 iron sheets and 40 building poles, and I'm not far off. With hard work and perseverance, I believe I can achieve my dream of having a place to call my own, where I can finally find peace of mind and independence."

"Looking ahead, my goal is to expand my investments by increasing the number of goats I keep. Right now, I have four goats, but I aim to add five more by the end of this year. With a solid savings plan in place, I am confident that I can turn this dream into a reality. By growing my goat herd, I hope to secure a better future for myself and my family, ensuring financial stability and independence in the long run."

"Looking ahead to the coming year, my main goal is to make my home stable and secure. The walls were weakened by the last heavy rain, and it's been a constant worry for me. By June, I aim to renovate the house, strengthening its structure and ensuring it can withstand any future storms. I've started a saving plan, putting aside $15 each month, which I believe will accumulate enough to cover the renovation costs. This project is my top priority, as having a safe and stable home is essential for my family's well-being and peace of mind."

"My goal for the coming year and beyond is to become a successful goat farmer. I'm taking steps toward this dream by starting with chicken farming, knowing that five grown chickens can be exchanged for a goat. Right now, I have two goats, but by the end of this year, I aim to increase my herd by adding three more. With determination and careful planning, I believe I can achieve my dream of expanding my livestock and building a sustainable livelihood through goat farming."

"With the support I received from GiveDirectly, I have big dreams for the future. My goal is to venture into livestock farming, particularly raising goats, as a means of securing my future. To achieve this, I have devised a plan: I am saving $10 each month in a merry-go-round group, and by September 2024, it will be my turn to receive the accumulated funds. This money will serve as the capital to kickstart my goat farming endeavor. I have chosen goats because they are affordable to acquire and maintain, and there's a steady demand for them in the market. I am determined to turn this opportunity into a thriving business that will not only provide for my family but also create a sustainable source of income for years to come."

"I live with my grandson, relying on my children for support as I am no longer able to work due to my age. Additionally, my small poultry project, managed by my grandson, contributes to our livelihood. Upon receiving my third transfer, I allocated funds to ensure an adequate supply of food in our home, spending $150. Previously, financial constraints limited us to one meal a day, but now we can afford more. I also invested $300 to fence our land, protecting our farm from goat intrusion. I am grateful for having enough to eat and securing our farm."

"I live with my 5 children, while my husband, who works as a tailor in another town, frequently visits us. Our current dwelling is a two-roomed house, which proves insufficient for our needs, especially since all the children share one room. As they grow older and desire privacy, this living arrangement becomes increasingly uncomfortable for them. Unfortunately, my husband's earnings are limited, preventing us from constructing an additional room for our children. This situation causes us significant mental distress as we anticipate the need for separate sleeping quarters in the near future. To address this challenge, I allocated $350 to extend an extra room in our house, providing the privacy our children require. This alleviated a considerable burden from our shoulders, allowing us to breathe peacefully and relax our minds. Additionally, I spent $50 to purchase mattresses since they were sleeping on worn-out mats on the floor, which was distressing to witness. Now, our children are delighted to sleep on comfortable mattresses, enjoying restful nights. Furthermore, I used $150 to clear school fees debts for my children accumulated from previous terms and to enable one of my daughters to obtain her certificates and pursue her college education. She is now relieved that she can comfortably explore courses and attend college, having obtained her necessary documents."

"We live in a leaky one-roomed house with my husband and 4 children, which is not enough for all of us. Consequently, 4 of my children sleep at their grandmother's house, while I share a space with the youngest, who still breastfeeds. My long-held wish has been for us to sleep together under one roof as a family, but due to space constraints and the children's growing age, it has been challenging. Therefore, I allocated $500 of the transfer towards building a two-bedroom house, fulfilling my dream of having us all together under one roof. Building this house marks a significant achievement for me, and this makes me so proud and confident even when I engage with my fellow parents in the village. Additionally, I used $30 to cover my children's school fees. With schools reopening in January and insufficient savings from the December holidays, this payment was crucial. Now that the fees are settled, I can redirect my earnings towards savings for future needs. As the funds arrived during the holiday season, I designated $20 for buying food and clothing for my children to enjoy Christmas and the New Year. Having new clothes for these occasions is a cherished desire for every child, and it brought them immense joy, lighting up their faces with beautiful smiles."