"The biggest challenge I'm facing currently is the lack of money. I'm taking care of my nephew whose mother passed on and I only depend on casual work to provide for both of us. This makes life very hard because the money I get from the casual work is not enough to cater for our needs effectively."

"The challenge we are facing currently is the effect of floods. A few weeks ago our maize plantation was affected by flood water which led us to lose all our crops. This saddened us so much and we almost lost hope since that is the only farm we were depending on. This makes life difficult since the planting season has passed and we don't have enough money to replant."

"There are many challenges that we are facing currently. One of the biggest challenges that is making my life harder is the back aches I have had for many years. I'm currently a care taker for my three grandchildren and because of the back aches I have it is difficult for me to provide for them. This has made life hard since we are old and can't do hard labor to provide for our family."

"When I lost half an acre maize plantation to floods 2 months ago, my husband and I are struggling to put food on the table. I also had plans to sell the produce and start saving for my daughter's education. The consequences of the calamity has left us more worried about food security and unable to provide quality education for Samantha, our 8 year old daughter."

"I took my goats to the grazing fields and left my phone at home with my helper. When I returned home that afternoon, exhausted from the scorching sun, I overheard my neighbours talking about receiving a transfer from GiveDirectly. I couldn't rest at first and immediately called my helper to bring me the phone and confirm whether I had received mine. She informed me that I had also received mine, and I couldn't contain the joy I felt that afternoon. I never imagined I would receive such a large sum of money in my life. I thanked God for this blessing that would undoubtedly change my life."

"My main focus for the upcoming year and beyond is to complete the renovations on my house to ensure its long-term durability and safety. With the financial support I received, I was able to build a two-roomed house, which is a significant achievement for me. I also used the funds to install proper lighting. Moving forward, I plan to invest in purchasing a lorry of sand and stones for plastering the house. Additionally, once the renovations are complete, I intend to invest in buying livestock. This strategic investment will provide me with additional income streams and contribute to my long-term financial stability. I'm truly grateful for the support I received, which has allowed me to enhance my living conditions and pursue my goals with confidence."

"It was a hot afternoon, and the sun was high in the sky. My spouse, our three children, and I were busy working on our one-acre watermelon farm. Suddenly, my phone rang. It was a call from a friend. After I was done talking with him, I noticed an unread message. I opened it to check and was delighted that the anticipated transfer from GiveDirectly had arrived sooner than expected. I was so happy and immediately shared the good news with my children and spouse, who were equally excited."

"What I appreciate most about GiveDirectly is their method of providing transfers in the form of unconditional cash transfers. This approach gives us the flexibility to spend the money according to our priorities. Thanks to this flexibility, I was able to revive my cattle-keeping project, which I had lost due to banditry. Additionally, the enrollment process was very fair. I am glad that even those of us who had been displaced and were not originally from the village got the chance to be beneficiaries. I truly believe that GiveDirectly is doing its work perfectly and I do not see anything that needs improvement. Thank you, GiveDirectly, for your support and for empowering us to make choices that best suit our needs."

"I am currently facing a lot of challenges in my family. I have 2 children who are joining university this year, one in junior secondary and they all depend on me to provide them with school fees and Iam not financially stable, because iam just running a small grocery stand in my compound which is not stable enough because a lot all the compounds in the village have their vegetable garden. I am working a gain as a caretaker, I have a disabled child who depends on me to move him around and my father is elderly he needs my continuous support because his health is decorating each and everyday."

"I used to work as a casual labourer in town to support my 3 children education. Unfortunately, this job contributed to chest pains, which now prevents me from working and provide for my for them. Since I fell ill, we have not had any source of income and my children could not continue with secondary education. My health issues is the biggest challenge I'm currently facing."