"RE " My biggest accomplishment Will be to see my house build and finish. Because i have many grown-up children who are now having spouses and most of the time it's embarrassing for all of us to be in this small house with not any room "."

"The main challenge I'm faced with at the moment is the lack of money and drought. Due to prolonged drought, it has been 2 years since we grew crops in our farm and harvested. This has led my family and I to lack food on our table. coupled with the high inflation rates purchasing foodstuff has become expensive and therefore we are forced to go hungry sometimes. In addition to this we also lack money for school fees and my son, Collins who was in form two last year had to drop out of school. I have a son, Brian, who is joining university this year and I don't have money to pay for his tuition."

"We are battling biting food insecurity. The situation has been so bad that my husband has moved to another place called Eldama Ravine to engage in casual jobs to sustain us albeit with meager wages. He felt bad that he was not able to provide for the family. We are forced to survive on just a meal a day, just for survival. We are people of little means. I engage in casual jobs which are erratic and hard to come by. The situation has been further exacerbated by the drought that has brought about devastating effects on our livestock. We travel long distances to look for water and pasture. Our livestock at the moment are so emaciated and I am afraid if it will not rain soon they will be wiped out by the effects of drought. We have lived a life of abject poverty, destitution, and full of misery."

"The persistent drought in our area has been a challenge. For the past four years, there has been a change in weather patterns that have resulted in minimum rainfall during the planting season. Our farms have been unproductive all along and also livestock lack enough feeds sometimes resulting in them dying which is a loss in our income. As a result , we are forced to purchase water two kilometers away at a cost of $2 each day yet we earn $ 4 from casual jobs. The remaining amount is hardly enough to purchase food for my family of eleven."

"Three years ago, I completely lost my eyesight and that paralyzed everything in my life. I no longer work to earn a living and just rely on my older children to provide for our basic needs. I sit around the compound all day long and this saddens me because I cannot give a helping hand to them hence making me feel like a burden."

"Fear during rain, flash floods, school fees."

"In the next one year, my goal is to have a house of my own and therefore with the transfers that I would be receiving, I plan to continue buying the construction materials in bits to a point where I would have everything in place ready for construction."

"With the huge school fees balance of around KES.50000, my hope is to get money to help me clear the pending amount because I do not want to be sent home as others would be continuing with their studies. Therefore I plan to spend the transfers entirely on school fees believing that in the next few months, I shall have reduced it with a greater percentage to allow me study without much worries."

"My main goal is to start a livestock rearing project where I had already bought a few goats to start me off. I would want to be a farmer venturing in livestock and I plan to accomplish this by spending part of my monthly transfers in purchasing goats and later buy cows knowing that they would be of help in the future in case I would be faced with any financial difficulties."

"I completed my high school education in the year 2019, and due to the lack of money, I could not further my education. My wish and hope had always therefore been to join college a study a course of my choice. With the transfers that would continue to receive, I plan to be setting aside part of it so that by the end of this year, I would have enough money to start me of in terms of school fees payment."