"I'm planning to buy a new motorbike for transport business. Currently I have some 40,000 KES at hand and will buy the motorbike immediately I receive the transfer and will no longer ride another person's motorbike again."

"I'm planning to enlarge my house because its too small. I'm also planning to buy some cows with the remaining amount. This will see me get free milk for my family and to a great extent sell part of the milk to cater for other family needs."

"I'm planning to cement both floor and walls of my main house. I'm also planning to buy a cow with the remaining portion."

"I'm planning to cement both walls and floor of my house because its always dusty. I'm also planning to build iron roofed kitchen."

"I'm planning to build a spacious iron roofed house because my current house is too small."

"I'm planning to cement both walls and floor of my house."

"I'm planning to roof my house since I've already managed to erect brick walls. I'm also planning to buy a cow with the remaining amount."

"I'm planning to settle dowry. This will enable me to establish my own home based on our custom which dictate that a man cannot establish his own home unless he settle dowry."

"I'm planning to build a pit latrine. I'm also planning to cement my main house floor."

"I'm planning to build a spacious iron roofed house because my current house is too small to accommodate my entire family."