"The biggest hardship that I have faced in life is that I don't have a stable source of income."

"The biggest hardship that we have faced in life is that we don't own a house. We stay in our grandmother's house as homeless. This is because we don't have a stable income to build our own house."

"My proudest achievement is that I have been able to buy a goat. I managed to do this after saving money which I got from the quarrying site."

"My proudest achievement is having been a musician for many years and I have managed to build my own homestead and educated my children with proceeds from my concerts."

"The biggest hardship that I face right now is lack of enough money to build a better house for my family, my current house is not structurally sound and it might collapse."

"The achievement am proudest of is educating my children to where they are now, it's a bit difficult considering our low income sources. I hope to educate them to the highest level possible."

"I plan to pay school fees for my two children in secondary school and in college. I also plan to buy oxen for ploughing my farm."

"The achievement I am proudest of was owning a sheep which I managed to buy with the little I saved from my fishing business."

"GiveDirectly gives grants while other NGOs give loans."

"I'm planning to save most of the transfer to my son who is in class eight so that when next year falls and proceed to form one I'll at least have some cash at hand to pay him school fees and other requiremenrs. I'm also planning to buy other household items with the remaining portion of the transfer."