"I'm planning to cement my house both walls and floor because currently it's earth and expensive to repair more often . I'm also planning to invest the remaining amount in retail shop business."

"Our proudest achievement is that we have been able to build a house for our family."

"My proudest achievement is that I have been able to buy some two cows which I keep in my compound. I was able to do this through savings."

"The biggest hardship that I have faced in life is that I have a very small house which is not partitioned. This denies me privacy between me and my children because being that we share the same room as sleeping room and some of my children are teenagers."

"The biggest hardship that I face right now is lack of a sustainable source of income for myself, I therefore have to be very careful with what little money I have, this means that I miss out on a lot of essential items like good nutritious meals."

"My proudest achievement is having started a small grocery business, this business has enabled me to educate my son, who is in secondary school, for the past two years."

"My proudest achievement is having worked as a tailor for eleven years all the while saving my profits. I eventually used the savings to plaster my house and bought another tailoring machine."

"My proudest achievement is having married a hard working spouse who has managed to buy us a cow and household items using his meagre earnings."

"My proudest achievement is having had a small business where I used to sell tomatoes and fish, this business enabled me to own a few chicken because I used to diligently save all the profit I used earned."

"The biggest hardship that we face right now is lack of enough money to buy some oxen and a ploughing machine, this means we use manual means to till our farm and this is not very efficient."