"I plan to buy cement and sand, and cement the floor and walls of my house."

"My two children have been sent away from school because of school fees arrears, I therefore plan to pay so that they can continue with their studies."

"I am being rained on in a leaking grass thatched house, I therefore want to buy ironsheet and build an iron roofed house."

"My proudest achievement is that I have worked hard in my business and acquired a number of household items that my spouse left me without at his death. I am proud that even my children are attending a private school."

"The biggest hardship I face in life is that I lack money to revive my electronic shop which collapsed due to capital."

"My proudest achievement is that I have a family and a business that I get daily income from. I lost my parents at childhood and what I own today is the product of my own strength."

"My proudest achievement is that l have struggled to educate my children after the death of my husband."

"My proudest achievement is having started a small business selling fish and the business has enabled me to buy a few household items."

"The biggest hardship that I have faced in life is that I don't have adequate source of income to pay school fees for my children"

"Our proudest achievement is that we have been able to construct a house for our family. This was made possible by the savings that I made."