"The biggest difference in my life is that I was living in a thatched house but now building an iron roofed house. I have also reduced the burden of school fees."

"I now live in a much better house where am not being rained on and my property is safe. I used to constantly repair the walls of my old house and this took much of my time from engaging in income generating activities."

"My house is soon collapsing and therefore I must build a new one when I get my upcoming lumpsum payment."

"I am planning to finish wiring for my shop -and a fridge for soft drinks ."

"My life will soon change once my house is complete because l will be now living in a spacious house."

"I want to build a new roofed and cemented house."

"I am planning to use my upcoming lump-sum payment to build a bigger house."

"I will dig a well and build a house for my son using my upcoming lumpsum payment."

"I am planning on spending it on starting up a small business."

"We are planning to build a roofed house and then start a second hand clothes business with the remaining amount."